What is Damage Excess Insurance Car Hire?

Damage excess insurance car hire is a form of insurance coverage designed to provide financial compensation for repairs to a rental car if it is damaged while in your possession. It is a policy that can be purchased from a car rental company or insurance provider. Damage excess insurance typically covers any repairs that are needed due to an accident, vandalism, or theft.

What Does Damage Excess Insurance Cover?

Damage excess insurance covers the cost of repairs to a rental car if it is damaged while in your possession, up to the policy limit. This coverage does not cover any damages that occur to other vehicles or property, or any personal injury that may occur as a result of an accident. The policy typically covers the cost of repairs to the rental car, as well as any deductibles or fees associated with the repairs.

How Much Does Damage Excess Insurance Cost?

The cost of damage excess insurance can vary greatly depending on the type of policy purchased, the rental company, and the duration of the rental. Generally, the cost of the policy is added to the cost of the rental car and can range from a few dollars to several hundred dollars. Some rental car companies may also offer a discounted rate if you purchase damage excess insurance in addition to your rental car.

Do I Need Damage Excess Insurance?

Whether or not you need damage excess insurance is ultimately up to you. Most rental car companies require that you purchase a minimum amount of coverage in order to rent a car, and this coverage may not be enough to cover the cost of major repairs. If you do not want to be liable for the cost of repairs, then damage excess insurance may be a good option.

Where Can I Find Damage Excess Insurance?

Damage excess insurance can be purchased from most major car rental companies. It is also possible to purchase the coverage from an insurance provider, such as an auto insurance company. Be sure to compare the cost of the coverage and the amount of coverage offered before purchasing a policy.