Changing Car On Insurance Policy Hastings Direct

Changing Car On Insurance Policy With Hastings Direct

Making a Change to Your Policy

If you have an existing car insurance policy with Hastings Direct and you want to make a change to the car you have insured, there are some things you need to consider. Making a change to your policy can be a complex process, so it’s important to understand the requirements for changing your car on an insurance policy with Hastings Direct.

What Needs to be Done?

When you make a change to your policy, you will need to provide Hastings Direct with some important information about your new car. This includes the make and model of the vehicle, the registration number, the date of purchase, and the value of the car. You may also need to provide documents such as a copy of the bill of sale or the log book.

Once you’ve provided this information, Hastings Direct will be able to assess your new car and make sure it complies with the terms and conditions of your policy. If the car meets all the requirements, you can make a change to your policy.

What is the Cost?

Changing the car on your policy with Hastings Direct may involve an additional cost. The cost of making the change will depend on the type of car you are insuring and the level of cover you are looking for. For example, if you are changing your car from a small hatchback to a luxury saloon, you may need to adjust your cover accordingly.

You may also be charged an administration fee for making the change. This fee is usually charged to cover the cost of processing the paperwork for the change. Once the change has been made, you will usually receive a new policy document outlining the details of your new cover.

Excess Payments

When you make a change to your policy with Hastings Direct, you may also need to pay an additional excess payment. This is an additional payment that is paid on top of the standard excess payment you make when you take out a policy. This additional excess is used to cover any additional risks associated with the new car. Depending on the type of car you are insuring and the level of cover you have taken out, this additional excess may be quite high.

Changing Your Car with Hastings Direct

When you make a change to your policy with Hastings Direct, it’s important to make sure that you have all the necessary information ready. This includes the details of your new car and any documents you may need to provide. You should also make sure that you understand the cost of making the change and any additional excess you may need to pay.

By understanding the process of changing your car on your policy with Hastings Direct, you can make sure that the process goes as smoothly as possible.