Can You Insure A Car That Is Sorn
Saturday, December 7, 2024
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Can You Insure A Car That Is SORN?
What is a SORN?
A SORN (Statutory Off Road Notification) is a legal declaration issued by the Driver and Vehicle Licensing Agency (DVLA) in the United Kingdom. It advises that a vehicle has been taken off the public roads and is not intended to be driven on a highway. It is a way of informing the DVLA that there is no requirement to tax the vehicle, as it is not being used on the public roads. The SORN also tells the DVLA that the vehicle is off the road and will not be driven.
Why Have a SORN?
There are many reasons why you may want to take your vehicle off the road and declare a SORN. For example, you may be undertaking extensive repairs or modifications to the vehicle and need time to complete the work. You could also be taking a break from driving, or simply not wanting to use your vehicle for a while. Whatever the reason for taking your vehicle off the road, it is important to remember that you must declare it as SORN.
What Are The Requirements for a SORN?
To declare a SORN, you must have the vehicle registered in your name, have the vehicle’s registration number and the make and model. You will also need to know the vehicle’s MOT status and the expiration date of the current tax disc. Once you have all this information, you need to contact the DVLA and inform them that you are declaring a SORN. This can be done online or by post.
What Happens After You Have Declared a SORN?
Once you have declared a SORN, the vehicle will no longer be taxed and you will not have to pay any road tax for it. The vehicle must also be kept off the public roads, meaning you cannot drive it or allow anyone else to drive it on a highway. If you do, you could be prosecuted and fined.
Can You Insure a Car That Is SORN?
Whilst you do not need to tax a car that is SORN, you may still need to insure it. This is because you will still need to protect yourself and the vehicle from any potential damage or theft. Depending on the insurer, you may be able to get cover for a car that is SORN. However, some insurers may not provide cover and it is important to check with the individual insurer before purchasing a policy.
Conclusion
If you are taking your vehicle off the road, it is important to declare it as SORN in order to avoid any penalties. Whilst you may not need to tax it, you may still need to insure it in order to protect yourself and the vehicle. It is important to check with the individual insurer before purchasing a policy to make sure they will provide cover for a car that is SORN.
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