Can I Get Insurance With A Provisional Licence
Can I Get Insurance With A Provisional Licence?
Having a provisional licence is a great way to get out on the roads and start your driving journey, but it’s important to understand what you can and can’t do with it. One of the biggest questions that new drivers have is whether they can get car insurance with a provisional licence. This is a valid concern, as insurers don’t always provide cover for those with a provisional licence, and the cost of insurance for those who do have one can be high.
Can You Insure a Car With a Provisional Licence?
The good news is that you can usually get car insurance with a provisional licence in the UK. Some insurers will accept provisional licence holders as policyholders, but it’s worth shopping around and comparing quotes as some may not. It’s also worth considering a named driver policy where an experienced motorist is the main policyholder and you’re added as a named driver, as this could be a cheaper option.
What Will Affect the Cost of Provisional Licence Insurance?
When it comes to car insurance with a provisional licence, the cost will depend on a number of factors. As with any policy, the model and value of the car and your address can affect the cost, as well as your age and driving history. If you’ve previously been convicted of a motoring offence, or you’ve been in an accident that was your fault, this could also push up the cost of your insurance. That’s why it’s important to shop around for the best deal.
What Else Should I Consider?
It’s important to be aware of the restrictions that come with a provisional licence. A provisional licence holder can only drive on the roads in the UK and they must be accompanied by a qualified driver who has held a full UK driving licence for at least three years. It’s also essential to make sure that your insurance covers you for driving with a provisional licence, as some policies may not.
How Can I Reduce the Cost of Provisional Licence Insurance?
There are several ways to reduce the cost of car insurance with a provisional licence, such as adding an experienced driver to your policy as a named driver, or taking a Pass Plus course. Pass Plus is a post-test training course designed to help new drivers improve their driving skills, and some insurers will offer a discount for completing the course. You could also consider insurance for new drivers, which is specifically designed for those who have recently passed their test.
Conclusion
Having a provisional licence is the first step to getting on the roads, but it’s important to understand the restrictions that come with it. While you can usually get car insurance with a provisional licence, it’s important to shop around and compare quotes to get the best deal. There are also several ways to reduce the cost of provisional licence insurance, such as taking a Pass Plus course or adding an experienced driver to your policy as a named driver.
Getting your provisional license - Driving lessons in Eastbourne
Learning to Drive | Pass Plus Cymru
Insurance Companies That Insure Provisional Drivers - noclutter.cloud
Apply for your Provisional Licence - Neath Driving Instructor
Can I get car insurance with a provisional driving licence? : Learner
