Why You Need Car Hire Excess Insurance in the UK

Renting a car in the UK is a great way to explore a new corner of the country, or just to get around on a short-term basis. But before you book your rental car, it’s important to consider the potential costs associated with it. Car hire excess insurance is one of those costs that’s often overlooked, but can end up costing you a lot of money if you’re not covered. Here’s why you need car hire excess insurance in the UK and the best policies to get.

What is Car Hire Excess Insurance?

Car hire excess insurance is an additional insurance policy you can take out when renting a car in the UK. It’s designed to cover the ‘excess’ costs that your regular insurance won’t cover. This usually includes any damage to the car while it’s in your possession, as well as any additional costs that the car hire company may charge you such as ‘cleaning fees’ or ‘loss of use’ fees. Without this insurance, you could be liable for these costs, which can quickly add up.

Why Do You Need Car Hire Excess Insurance?

When you rent a car, you’re required to take out some form of car hire excess insurance. This is so that you’re covered for any damage that happens to the car while it’s in your possession. Without it, you’re liable for any costs associated with the damage, which can be costly. In some cases, the car hire company may even refuse to let you rent the car if you don’t have this insurance.

What Does Car Hire Excess Insurance Cover?

Car hire excess insurance typically covers any damage to the car while it’s in your possession. This includes scratches, dents, and even mechanical failure. It also covers any additional costs that the car hire company may charge you, such as cleaning fees or loss of use fees. In some cases, it may even cover the cost of towing the car if it’s unable to be driven.

What Are The Best Car Hire Excess Insurance Policies in the UK?

If you’re looking for the best car hire excess insurance policies in the UK, it’s important to do your research. There are a number of different providers offering different levels of cover, so it’s important to compare the different policies to find the one that’s right for you. Some common providers include Insure My Rental Car, RentalCover, and Allianz. It’s also important to read the terms and conditions of the policy carefully, as some providers may have restrictions or exclusions that you need to be aware of.

Conclusion

Car hire excess insurance is an important policy to take out when renting a car in the UK. It covers any damage to the car while it’s in your possession, as well as any additional costs that the car hire company may charge you. It’s important to compare the different policies on offer and read the terms and conditions carefully to make sure you’re getting the right cover for your needs.