Kemper Auto Infinity Vs Allianced: A Comprehensive Comparison

Kemper Auto Infinity and Allianced are two of the most famous auto insurance companies in the USA. Both have been around for more than a century and have earned their respective reputations as reliable providers of auto coverage. But how do they compare to each other? Which of them offers the best coverage and value for money? In this article, we'll compare Kemper Auto Infinity and Allianced and find out which one is the better option for you.

Coverage Options

Kemper Auto Infinity offers a wide range of coverage options, including liability, collision, comprehensive, uninsured motorist, and rental car reimbursement. They also offer additional coverage for classic cars and motorcycles. Allianced offers similar coverage options, but their most popular options are liability, collision, and comprehensive. Both companies also offer gap coverage, which pays the difference between the actual cash value of a totaled vehicle and the amount owed on the loan. Allianced also offers coverage for uninsured and underinsured drivers, while Kemper Auto Infinity does not.

Discounts and Rewards

Kemper Auto Infinity offers discounts for safe drivers, good students, and multiple policyholders. They also have a rewards program that allows customers to earn cash back on their premiums. Allianced offers discounts for safe drivers, good students, and multiple policyholders, but their rewards program is limited to discounts on select items. Both companies also offer discounts if you bundle other types of coverage, such as homeowners or renters insurance, with your auto policy.

Customer Service

Kemper Auto Infinity's customer service is widely praised for its friendly and knowledgeable representatives. They have a toll-free number and an online chat option for customers who need help. Allianced's customer service is also considered excellent, but their response times are slightly slower than Kemper Auto Infinity's. Both companies have a website with a FAQ section and an online policy purchase option.

Pricing

Kemper Auto Infinity and Allianced both have competitive prices, but Kemper Auto Infinity is generally considered to be the more affordable option. They offer discounts for safe drivers and good students, and their rewards program helps customers save even more. Allianced's prices are slightly higher than Kemper Auto Infinity's, but they offer additional discounts for bundling with other types of coverage. Both companies offer discounts for paying in full and setting up automatic payments.

Conclusion

Kemper Auto Infinity and Allianced are both excellent auto insurance companies that offer reliable coverage and competitive prices. Kemper Auto Infinity is generally considered to be the more affordable option, but Allianced offers additional discounts for bundling with other types of coverage. Both companies have excellent customer service, and their rewards programs can help customers save even more. Ultimately, the best choice for you will depend on your specific needs and budget.