Car Accident Without Insurance At Fault In Texas

Driving Without Insurance in Texas Can Lead to Serious Consequences

Driving without insurance in Texas is a serious offense. If you are involved in an accident and it was determined you were at fault and you don’t have insurance, you could be facing serious legal and financial consequences. Not having insurance can also lead to suspension of your driver’s license and even jail time. According to the Texas Department of Insurance, if you are in an accident with another vehicle and you are at fault, and you cannot provide proof of insurance, you could be charged with a Class B misdemeanor.

What are the Penalties for Driving Without Insurance in Texas?

The penalties for driving without insurance in Texas can be severe. Depending on the severity of the accident, you could be fined up to $4,000 and jailed for up to 180 days. Additionally, you could also be required to pay restitution to the other party involved in the accident. Your driver’s license could be suspended for up to two years and you will be required to pay an annual surcharge of up to $250 to reinstate your license. You could also be required to carry a higher liability insurance policy for up to three years.

How Can You Avoid Driving Without Insurance in Texas?

The best way to avoid driving without insurance in Texas is to make sure you maintain adequate insurance coverage at all times. The state of Texas requires drivers to carry a minimum of $30,000 in bodily injury liability insurance per person, $60,000 in bodily injury liability insurance per accident, and $25,000 in property damage liability insurance. It’s also recommended that drivers carry uninsured motorist coverage and collision coverage. Uninsured motorist coverage will protect you if you are in an accident with a driver who doesn’t have insurance or if you are the victim of a hit-and-run. Collision coverage will protect you if you are in an accident and your vehicle is damaged.

What Should You Do if You’ve Been in an Accident Without Insurance in Texas?

If you’ve been in an accident without insurance in Texas, you should contact a personal injury attorney as soon as possible. An attorney will be able to help you navigate the legal process and make sure you are adequately compensated for any injuries or damage you sustained in the accident. They will also be able to advise you on any criminal charges you may be facing. Even if you are not at fault for the accident, you may still face charges for driving without insurance. An attorney will be able to help you understand the laws and the potential consequences of your actions.

Conclusion

Driving without insurance in Texas is a serious offense that can result in significant fines, jail time, suspension of your driver’s license, and a higher insurance premium. It’s important to make sure you have adequate insurance coverage at all times. If you’ve been in an accident without insurance in Texas, it’s important to contact an experienced attorney as soon as possible. They will be able to help you understand the laws and the potential consequences of your actions, and ensure you are adequately compensated for any injuries or damages you sustained in the accident.