Short Term Car Insurance Foreign Visitors Uk

Short Term Car Insurance for Foreign Visitors in the UK

What is Short Term Car Insurance?

Short term car insurance is a type of insurance that covers you for a set amount of time, from a few days to a few months. It’s ideal for those who need to insure a car for a short period of time, such as foreign visitors to the UK. This type of policy is beneficial for those who do not own a car but need to use one for a short amount of time, such as when renting a car or borrowing a car from a friend or family member. Short term car insurance is also beneficial for those who need to cover a car for a short period of time while they are waiting for their normal annual car insurance to commence.

What Cover Does Short Term Car Insurance Provide?

Short term car insurance typically provides the same cover as annual car insurance. This includes fire and theft cover, third-party liability cover, and personal accident cover. Depending on the insurer, you may also be able to add extras such as windscreen cover and breakdown cover. The amount of cover you get depends on the insurer and the type of policy you choose. If you are a foreign visitor to the UK, make sure you check the policy details to see what type of cover you will receive.

Is Short Term Car Insurance Expensive?

Short term car insurance is usually more expensive than annual car insurance. This is because it covers a much shorter period of time. However, when compared to the cost of renting a car for a long period of time, it can work out to be cheaper. It’s important to shop around and compare prices to make sure you get the best deal.

Do I Need to Have a UK Driving Licence?

Yes, you need to have a valid UK driving licence in order to take out short term car insurance in the UK. If you are a foreign visitor, you will need an International Driving Permit (IDP) in addition to your own driving licence. An IDP is a translation of your driving licence into English, and it is valid only in the UK.

What Documentation Do I Need?

When applying for short term car insurance, you will need to provide the insurance company with proof of your identity, address, and driving licence. You will also need to provide the make and model of the car you want to insure, as well as the registration number. If you are a foreign visitor, you will also need to provide proof of your IDP.

Where Can I Find Short Term Car Insurance?

Short term car insurance is available from most major car insurers in the UK. You can also find policies online from specialist insurers. When looking for a policy, make sure you compare prices and read the policy details carefully to make sure you are getting the right level of cover for your needs. Remember to check that the insurer covers foreign visitors, as some insurers may not accept applications from those who are not UK residents.