Oriental Assurance Car Insurance Review

Overview of Oriental Assurance Car Insurance

Oriental Assurance is a well-known car insurance company in India, providing a wide range of policies. Founded in 1947, the company has been offering a broad selection of products, including liability, collision, comprehensive, and uninsured motorist coverage. It is one of the leading players in the Indian auto insurance market, with more than 4.5 million customers. It is part of the Oriental Insurance Company Ltd, a leading general insurer in India, and is backed by the Government of India.

Features of Oriental Assurance Car Insurance

Oriental Assurance Car Insurance offers several features to help customers get the most out of their policies. These include:

24x7 Roadside Assistance: Get assistance in an emergency, such as a flat tire or a car breakdown. This service is available in all cities where Oriental Assurance operates.
Cashless Claim Settlement: Avail cashless settlement of your insurance claims at network garages. This feature helps you save time and money.
Add-Ons: Get additional coverage such as zero depreciation cover, return to invoice cover, engine cover, and more.
No Claim Bonus: If you have not made any claims in the previous policy year, you can avail of a no claim bonus, which can reduce your premiums in the following year.
Online Renewal: You can easily renew your policy online, which is convenient and hassle-free.

Types of Oriental Assurance Car Insurance

Oriental Assurance offers two types of car insurance policies:

Third Party Cover: This policy covers damage to a third party’s property or injury caused to a third party in an accident. It is mandatory to have this policy in India.
Comprehensive Cover: This policy covers damage to your own car as well as to a third party’s property or injury caused to a third party in an accident. It offers a wider coverage than the third party cover.

Benefits of Oriental Assurance Car Insurance

Oriental Assurance Car Insurance offers several benefits to customers:

Competitive Pricing: Oriental Assurance offers competitively priced policies, making it an affordable option.
Quick and Easy Claim Process: Oriental Assurance has a straightforward claim process, which makes it easier to file a claim and get the compensation you are entitled to.
24x7 Customer Support: The company’s customer support team is available 24x7 to answer your queries and resolve your issues.
Online Payment Options: You can pay for your policy online, which is convenient and secure.

Conclusion

Oriental Assurance Car Insurance is a reliable and affordable car insurance option in India. It offers a wide range of features and benefits, including 24x7 roadside assistance, cashless claim settlement, add-ons, no claim bonus, and more. The company also provides competitively priced policies and a straightforward claim process, which makes it a great choice for car owners.