Is Budget Direct Car Insurance Good?

What is Budget Direct Car Insurance?

Budget Direct Car Insurance is an insurance provider located in Australia. Established in 2000, the company has been providing car insurance policies to Australians for over two decades. Budget Direct Car Insurance offers a range of policies, such as comprehensive, third party and third party fire and theft. They also provide a range of additional benefits, such as a 24/7 online claims service, a no-claims bonus, a lifetime repairs guarantee and a 24/7 hotline for policyholders.

What are the Benefits of Budget Direct Car Insurance?

Budget Direct Car Insurance offers a range of benefits for policyholders. These include a 24/7 online claims service, a no-claims bonus, a lifetime repairs guarantee, and a 24/7 hotline for policyholders. This provides policyholders with peace of mind, knowing that their car is covered if something unexpected happens.

The no-claims bonus is a great benefit for policyholders that have a good driving record. The bonus is offered to policyholders that have not made any claims against their policy in the past five years. This bonus can be applied to any future premiums, providing a great incentive to keep up a good driving record.

The lifetime repairs guarantee is also a great benefit for policyholders. This guarantee ensures that any repairs made to your car will be covered by Budget Direct Car Insurance, regardless of the age of the vehicle.

Budget Direct Car Insurance also offers a range of additional benefits, such as a 24/7 hotline for policyholders, flexible payment options and discounts for safe drivers.

Are There Any Downsides to Budget Direct Car Insurance?

Although Budget Direct Car Insurance does offer a range of benefits, there are a few downsides to be aware of. The first downside is that the company does not provide cover for some items, such as windscreen damage, personal items, and accessories.

The second downside is that the company does not offer cover for some types of vehicles, such as vintage cars or off-road vehicles. If you own any of these types of vehicles, you may need to purchase a separate policy.

The third downside is that the company does not offer any discounts for drivers with a clean driving record. Although the no-claims bonus is a great benefit, it is only available to policyholders with a history of making claims.

Conclusion

Overall, Budget Direct Car Insurance is a great choice for Australians looking for an affordable car insurance policy. The company offers a range of benefits, such as a 24/7 online claims service, a no-claims bonus, a lifetime repairs guarantee, and a 24/7 hotline for policyholders.

However, there are a few downsides to be aware of. The company does not provide cover for some items, such as windscreen damage, personal items, and accessories. They also do not offer cover for some types of vehicles, such as vintage cars or off-road vehicles. Furthermore, the company does not offer any discounts for drivers with a clean driving record.

Despite these downsides, Budget Direct Car Insurance is still a good option for Australians looking for an affordable car insurance policy.