Does My Geico Insurance Cover Rental Cars In Europe?

Do you plan to rent a car in Europe? You may be wondering if your Geico insurance will cover the cost of the rental. The answer is that it depends on what type of Geico policy you have, as well as the location where you will be renting the vehicle. Here is a closer look at the details of your Geico insurance coverage for rental cars in Europe.

Geico's Rental Car Coverage in the U.S.

In the United States, Geico offers rental car coverage to its customers. The coverage is limited to $30,000 per accident and is subject to a $500 deductible. The coverage is included in Geico's standard auto policy and provides protection for the rental car in the event of an accident. However, it does not cover any liability or medical expenses that may result from the accident.

Geico's Rental Car Coverage in Europe

Geico's standard auto policy does not cover rental car costs in Europe. However, Geico offers an optional rental car coverage endorsement that can be added to your Geico policy for an additional premium. This coverage provides $50,000 of coverage for rental car costs in Europe. The coverage is subject to a $1,000 deductible and does not provide any liability or medical coverage. It is important to note that this coverage only applies to rental cars, and does not apply to other types of rental vehicles such as RVs or trailers.

Geico's International Insurance Plan

Geico also offers an international insurance plan that provides coverage for rental cars in Europe. The plan provides coverage for up to $100,000 per accident and is subject to a $1,000 deductible. The coverage includes liability and medical expenses. The coverage is available for a limited period of time, usually up to 30 days, and is only available to customers who are traveling outside of the United States.

Things to Consider Before You Rent a Car in Europe

Before you rent a car in Europe, it is important to understand the details of your Geico insurance coverage. Make sure you understand the limits of the coverage, as well as the deductible. Additionally, you should research the local laws and regulations regarding car rentals in the area you are visiting. In some countries, you may be required to purchase additional insurance for the rental car. Additionally, make sure you understand the terms and conditions of the rental agreement before signing it.

Conclusion

Whether you are renting a car in the United States or Europe, it is important to understand the details of your Geico insurance coverage. In the United States, Geico provides rental car coverage through its standard auto policy. In Europe, Geico offers an optional rental car coverage endorsement that can be added to your policy. Additionally, Geico offers an international insurance plan that provides coverage for rental cars in Europe. Before you rent a car in Europe, make sure you understand the details of your Geico insurance coverage and the laws and regulations in the area you are visiting.