Do You Need Insurance To Rent A Car From Turo
Do You Need Insurance to Rent a Car from Turo?
The sharing economy has made it easier than ever to rent a car. With car rental services like Turo, you can rent a car from a private owner, often for a fraction of the cost of renting from a traditional rental agency. But what about insurance? Do you need insurance to rent a car from Turo?
What is Turo?
Turo is a car-sharing platform that allows private car owners to rent out their vehicles to other drivers. It's similar to a traditional car rental agency, but with a few key differences. First, you can often find lower rates on Turo than you would find at a traditional car rental agency. Second, you can often rent cars from private owners that you wouldn't find at a traditional car rental agency. Finally, Turo provides a more personalized experience than a traditional car rental agency, as it allows you to connect directly with the car's owner.
Do you Need Insurance to Rent a Car From Turo?
Yes, you do need insurance to rent a car from Turo. All Turo rentals come with a mandatory liability insurance policy. This insurance policy covers up to $1 million in third-party property damage and bodily injury, as well as up to $2 million in uninsured/underinsured motorist coverage. Additionally, if you get into an accident while driving a Turo rental, you will be responsible for the deductible, which can range from $500 to $1,000 depending on the rental.
What Other Insurance Options Are Available?
In addition to the mandatory liability insurance, Turo also offers a few optional insurance packages. These packages vary by state, but typically include collision coverage, comprehensive coverage, and personal accident insurance. These optional insurance packages will cover you for any damages that are not covered by the mandatory liability insurance. Additionally, you can often purchase additional liability insurance from Turo for an additional fee.
How Much Does Insurance Cost?
The cost of insurance will vary depending on the type of insurance you choose and the state you are renting in. The mandatory liability insurance is included in the base rental cost and typically ranges from $10 to $30 per day. The optional insurance packages will cost extra, but typically range from $10 to $50 per day. Additionally, you may be able to purchase additional liability insurance from Turo for an additional fee.
Conclusion
Renting a car from Turo can be an affordable and convenient way to get around. However, it's important to remember that you do need insurance to rent from Turo. The mandatory liability insurance is included in the base rental cost, but you may need to purchase additional insurance depending on your rental location and the type of car you are renting. Additionally, you can often purchase additional liability insurance from Turo for an additional fee.
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