California Low Cost Auto Insurance Program

What is the California Low Cost Auto Insurance Program?

The California Low Cost Auto Insurance Program is a state-funded program designed to provide liability auto insurance to drivers who are unable to obtain coverage through the regular market. The program provides coverage at a much lower rate than the standard market rate and is only available to drivers who meet certain income and residency requirements. The California Low Cost Auto Insurance Program was created in 1999 and is administered by the California Department of Insurance.

Who is eligible for the California Low Cost Auto Insurance Program?

In order to be eligible for the California Low Cost Auto Insurance Program, drivers must meet certain income and residency requirements. In addition, drivers must be at least 19 years of age and must have a valid California driver’s license. The program is intended for low-income drivers who are unable to obtain coverage at a reasonable rate through the standard auto insurance market.

What does the California Low Cost Auto Insurance Program cover?

The California Low Cost Auto Insurance Program provides coverage for up to $10,000 in liability for bodily injury or death to another person, and up to $20,000 for injury or death to two or more persons. The program also provides up to $3,000 in coverage for property damage. The program does not provide coverage for collision or comprehensive coverage.

How much does the California Low Cost Auto Insurance Program cost?

The cost of the California Low Cost Auto Insurance Program is based on the driver’s income and residency. The cost of the program is typically much lower than the standard auto insurance rate. The cost of the program varies from county to county and is based on the cost of living in each area.

How do I apply for the California Low Cost Auto Insurance Program?

If you meet the eligibility requirements for the California Low Cost Auto Insurance Program, you can apply by visiting the California Department of Insurance website. You will need to fill out an application form and provide proof of income and residency. Once your application is approved, you will be able to purchase the insurance coverage through an approved insurer.

What else do I need to know about the California Low Cost Auto Insurance Program?

The California Low Cost Auto Insurance Program is designed to provide liability coverage to low-income drivers who are unable to obtain coverage through the standard auto insurance market. The program is administered by the California Department of Insurance and is available to eligible drivers at a much lower rate than the standard auto insurance rate. All drivers are required to maintain proof of insurance and must comply with the terms of the program in order to remain eligible.