Everything You Need to Know About Desjardins Visa Car Rental Insurance

What is Desjardins Visa Car Rental Insurance?

Desjardins Visa Car Rental Insurance is a type of insurance coverage offered on select Desjardins Visa credit cards. The insurance covers physical damage and theft of the rental vehicle when you pay for your car rental using your Desjardins Visa card. This coverage can provide a great deal of peace of mind when you’re out on the road.

What Does Desjardins Visa Car Rental Insurance Cover?

Desjardins Visa Car Rental Insurance covers up to the full value of the rental car in case of physical damage or theft. This includes any associated towing and storage charges. It also covers loss of use charges, which is the amount that the rental company charges if the rental car cannot be used while being repaired. The coverage also includes up to $500 in personal property coverage in case your belongings are damaged, lost or stolen from the rental vehicle.

What Are the Eligibility Requirements for Desjardins Visa Car Rental Insurance?

To be eligible for Desjardins Visa Car Rental Insurance, you must have an eligible Desjardins Visa card. Eligible cards include the Desjardins Visa Infinite, Visa Infinite Privilege, Visa Platinum, and Visa Gold cards. You must also rent the car with your Desjardins Visa card in order to be eligible for the coverage. Additionally, the rental must be for a period of up to 48 consecutive days.

What Is the Coverage Limit?

The coverage limit for Desjardins Visa Car Rental Insurance is up to the full amount of the rental vehicle, including towing and storage charges. Additionally, there is a $500 limit on personal property coverage. The coverage limit is valid for up to 48 consecutive days.

Are There Any Exclusions or Restrictions?

Yes, there are some exclusions and restrictions to be aware of with Desjardins Visa Car Rental Insurance. The coverage does not apply to damage to the rental vehicle that is caused by reckless driving or driving under the influence of drugs or alcohol. Additionally, the coverage does not cover damage to the rental vehicle that is caused by any drivers not listed on the rental agreement. The coverage also does not cover damage caused by an uninsured third party.

How Do I File a Claim?

If you need to file a claim for Desjardins Visa Car Rental Insurance, you should contact the rental company as soon as possible to report the damage or theft. You should then contact Desjardins to start the claim process. You will need to provide them with a copy of the rental agreement, repair estimates, and any other documents they require. Desjardins will then review the claim and determine whether or not you are eligible for coverage. If you are eligible, they will reimburse you for any covered expenses.