Everything You Need to Know About TD Visa Car Rental Insurance

What is TD Visa Car Rental Insurance?

TD Visa car rental insurance is a type of coverage that is offered by TD Bank as part of their Visa credit card program. The coverage provides protection against damage or loss of your personal property when you rent a car. It also offers coverage for certain medical expenses and trip interruption that may occur while you are renting the car. This coverage is available to all TD Visa cardholders and can be used in conjunction with other types of travel insurance.

What Does TD Visa Car Rental Insurance Cover?

TD Visa car rental insurance covers a wide range of items. The coverage includes collision and comprehensive coverage for damage to the rental car, protection against loss or theft of personal items, coverage for medical expenses resulting from an accident, and coverage for trip interruption. The coverage also covers towing and roadside assistance.

How Does TD Visa Car Rental Insurance Work?

When you rent a car, you typically need to provide a credit card to cover the rental. With TD Visa car rental insurance, your TD Visa card will cover the cost of the rental, as well as any additional expenses that you may incur, such as towing or roadside assistance. This coverage is available for rental cars in the United States, Puerto Rico, and the US Virgin Islands.

What Are the Benefits of TD Visa Car Rental Insurance?

The main benefit of TD Visa car rental insurance is that it saves you money. Instead of having to purchase extra insurance from the rental car company, you can use your TD Visa card to cover the cost of the rental, as well as any additional expenses that you may incur. Additionally, the coverage is comprehensive, meaning that it will cover a wide range of potential expenses that you may incur while you are renting the car.

Are There Any Exclusions to TD Visa Car Rental Insurance?

As with any type of insurance, TD Visa car rental insurance does have some exclusions. The coverage will not cover damage caused by an intentional act, nor will it cover any damage that was caused by the use of the vehicle for illegal purposes. Additionally, the coverage will not cover damage caused by an act of God, such as a flood or earthquake. Finally, the coverage will not cover any expenses incurred by the rental car company due to negligence on your part.

How Can I Get TD Visa Car Rental Insurance?

If you have an existing TD Visa card, you can activate the car rental insurance coverage by calling the customer service number on the back of your card. The coverage is automatically activated when you rent a car with your TD Visa card. Additionally, you can also purchase additional coverage through the TD Visa website. The cost of the additional coverage will depend on the type of coverage you purchase.