Does My Insurance Cover Rental Car State Farm?

What is Rental Car Insurance?

Rental car insurance is coverage that can help protect you from financial losses if you are involved in an accident while driving a rental car. It may help pay for repairs to the rental car and to other vehicles or property. It may also help cover medical expenses and other costs related to the accident. Rental car insurance is not the same thing as the insurance you have on your own car; it may cover different losses and have different exclusions.

What Does State Farm Rental Car Insurance Cover?

State Farm provides rental car insurance coverage options to help protect you while you are driving a rental car. The coverage may help pay for repairs to your rental car, as well as to other vehicles or property damaged in an accident. It may also help cover medical expenses related to the accident.

The specific coverage you get from State Farm will depend on the type of policy you have. State Farm offers two types of rental car insurance policies: Loss Damage Waiver (LDW) and Physical Damage Insurance (PDI). Loss Damage Waiver coverage may help pay for certain damages to your rental car. Physical Damage Insurance may help pay for certain damages to your rental car and to other vehicles or property.

How Much Does State Farm Rental Car Insurance Cost?

The cost of State Farm rental car insurance will vary depending on the type of policy you have and the coverage you choose. Loss Damage Waiver coverage may cost $9 to $13 per day, while Physical Damage Insurance may cost $12 to $18 per day.

You may be able to add rental car coverage to your existing State Farm auto policy. If you do, the coverage may be less expensive than buying it separately. You can contact your local State Farm agent for more information about the cost of rental car coverage.

What Else Should I Know About State Farm Rental Car Insurance?

It is important to note that State Farm rental car insurance does not cover any damage caused by normal wear and tear, vandalism, or any kind of intentional damage. Also, the coverage may not apply to certain types of rental cars, such as exotic or luxury cars. You should check with your local State Farm agent to make sure that your rental car is covered by your policy.

You should also make sure you understand the terms and conditions of your State Farm rental car insurance policy. Be sure to read the policy carefully before signing it, and ask questions if you don't understand something.

Bottom Line

State Farm rental car insurance may help protect you from financial losses if you are involved in an accident while driving a rental car. The cost of the coverage will vary depending on the type of policy you have and the coverage you choose. It is important to make sure you understand the terms and conditions of your policy before signing it. If you have any questions about rental car insurance, you should contact your local State Farm agent for more information.