Car Hire Damage Excess Insurance: What You Need to Know

What is Car Hire Damage Excess Insurance?

Car hire damage excess insurance is a type of insurance that provides cover for any damage that occurs during the rental period of a car. It covers the excess amount that is paid when you hire a car, which is usually a significant amount. This type of insurance is designed to protect you from any unexpected costs that may arise. It can also provide peace of mind when renting a car.

Why Do I Need Car Hire Damage Excess Insurance?

When you hire a car, you are usually required to pay a security deposit to cover the cost of any damage that may occur during the rental period. This deposit can be quite high, and if any damage occurs, it can be difficult to get your deposit back. Car hire damage excess insurance can help to cover the cost of any damage that occurs, so you don't have to worry about losing your security deposit.

What Does Car Hire Damage Excess Insurance Cover?

Car hire damage excess insurance typically covers the cost of any damage that occurs during the rental period, up to a certain amount. This includes accidental damage such as scratches, dents and minor collisions, as well as any damage caused by theft. It does not cover intentional damage or damage caused by negligence.

What Does Car Hire Damage Excess Insurance Not Cover?

Car hire damage excess insurance typically does not cover the cost of any damage that occurs after the rental period has ended. It also does not cover any damage caused by accidents that are not covered by the rental company's policy. This includes any damage caused by reckless driving, driving while under the influence of alcohol, or damage caused by illegal activities.

How Much Does Car Hire Damage Excess Insurance Cost?

The cost of car hire damage excess insurance varies depending on the type of cover you choose and the amount of excess you wish to cover. Generally, the more cover you choose, the more expensive the policy will be. It is important to shop around and compare different policies to make sure you are getting the best deal.

How Can I Get Car Hire Damage Excess Insurance?

Most car hire companies offer car hire damage excess insurance as part of their package. If you are not offered this as part of your rental agreement, you can purchase a stand-alone policy from a third-party insurer. It is important to read the terms and conditions of any policy carefully before you purchase it, to make sure you are getting the cover you need.