Westpac Credit Card Car Rental Insurance: Everything You Need to Know

If you're a frequent traveler, you know how important it is to have the right insurance coverage for your car rental. Westpac credit card car rental insurance is designed to make sure you have the coverage you need, no matter where you travel. In this article, we'll take a look at what Westpac credit card car rental insurance covers and how you can get the protection you need.

What Is Westpac Credit Card Car Rental Insurance?

Westpac credit card car rental insurance is a policy that provides coverage for damage to your rental vehicle. It is available on select cards, such as the Westpac Altitude Black and Westpac Low Rate credit cards. The policy covers the cost of repair or replacement, up to the policy limit, if your rental car is damaged in an accident or stolen.

The coverage applies to vehicles rented from a licensed rental car company and is subject to the terms and conditions of the policy. It is important to note that the policy does not cover damages caused by reckless driving or willful damage.

What Is Covered Under Westpac Credit Card Car Rental Insurance?

Westpac credit card car rental insurance covers the cost of repair or replacement of your rental vehicle, up to the policy limit. The coverage is contingent on you meeting the policy terms and conditions, such as notifying the rental car company of the loss or damage within the specified time period.

It is important to note that the coverage does not include any other costs or expenses associated with the damage or theft of your rental vehicle. These may include towing, storage, or other related expenses. Additionally, the coverage does not cover personal items left in the car.

How Much Does Westpac Credit Card Car Rental Insurance Cost?

Westpac credit card car rental insurance is free for eligible customers who meet the policy terms and conditions. The coverage is included in the annual fee for the eligible credit cards.

It is important to note that the policy is only available to customers who meet the required eligibility criteria. Additionally, the coverage is contingent on you meeting the policy terms and conditions, such as notifying the rental car company of the loss or damage within the specified time period.

How Do I Get Westpac Credit Card Car Rental Insurance?

The Westpac credit card car rental insurance policy is automatically included with eligible cards and is available to customers who meet the required eligibility criteria. To be eligible, you must be a primary cardholder of the eligible credit card and have activated the policy.

It is important to note that the coverage is only available for rental cars rented from a licensed rental car company and is subject to the terms and conditions of the policy. Additionally, the policy does not cover damages caused by reckless driving or willful damage.

What Should I Do If I Need to File a Claim?

If your rental car is damaged or stolen, you should immediately contact the rental car company to report the incident. You should then contact your credit card issuer to file a claim for the damage or theft.

Your credit card issuer will provide you with a claim form, which you will need to fill out and submit to the credit card issuer. Your credit card issuer will review the claim and, if approved, will reimburse you for the cost of repair or replacement, up to the policy limit.

Conclusion

Westpac credit card car rental insurance is a policy designed to provide coverage for damage to your rental vehicle. The coverage is subject to the terms and conditions of the policy and is only available to customers who meet the required eligibility criteria. If you're a frequent traveler, Westpac credit card car rental insurance is a great way to make sure you're covered no matter where your travels take you.