Everything You Need to Know About Geico Auto Insurance Car Rental Coverage

What is Geico Auto Insurance?

Geico Auto Insurance is a provider of car insurance in the United States. It provides coverage to drivers and car owners in all 50 states, as well as the District of Columbia. Geico is well-known for offering competitive rates on its policies, as well as providing good customer service. Geico offers a range of coverage plans to meet the needs of its customers, including collision and comprehensive coverage, liability, medical payments, rental car coverage, and more.

What Does Geico Auto Insurance Car Rental Coverage Include?

Geico Auto Insurance Car Rental Coverage provides coverage for rental vehicles when you are using them for business purposes or for personal use. This coverage can be added to your policy for an extra fee. Geico Auto Insurance Car Rental Coverage includes the following coverage: Collision Damage Waiver (CDW), Loss Damage Waiver (LDW), and Personal Effects Coverage (PEC).

What Does Collision Damage Waiver Cover?

Collision Damage Waiver (CDW) covers damage to the rental vehicle caused by a collision with another car, an animal, or a fixed object. This coverage pays for repairs to the rental vehicle, as well as towing costs and any other fees related to the accident. It does not pay for any damage to other vehicles or property. CDW does not cover any damage caused by driver negligence or illegal activity.

What Does Loss Damage Waiver Cover?

Loss Damage Waiver (LDW) is similar to CDW but provides additional coverage. It covers damage to the rental vehicle caused by theft, vandalism, fire, flood, or other disasters. LDW does not cover any damage caused by driver negligence or illegal activity. It also does not cover damage to other vehicles or property.

What Does Personal Effects Coverage Cover?

Personal Effects Coverage (PEC) covers damage to, or theft of, personal items in the rental vehicle. This coverage pays for the replacement or repair of items damaged or stolen from the rental vehicle. PEC does not cover any items that were not in the rental vehicle at the time of the accident or theft. PEC does not cover any items that were not listed on the rental agreement.

Do I Need Geico Auto Insurance Car Rental Coverage?

Geico Auto Insurance Car Rental Coverage may be beneficial if you plan to use a rental car for business or personal use. It provides additional protection for your rental vehicle in the event of an accident or theft. However, if you already have a car insurance policy, it is important to check with your insurance provider to see if they offer rental car coverage, as it may provide better coverage than what Geico offers.