Debenhams Car Insurance Changes: What You Need To Know

If you’re a Debenhams Car Insurance customer, you’ll have recently been notified of changes to your policy. As of February 2021, these changes came into effect, and it’s important to understand them in order to make sure your insurance cover remains the same.

What Changes Have Been Made?

The main change that has been implemented is that the company has removed their “no-claims bonus” scheme, which was previously in place for customers who had a long and clean record of driving. This scheme was designed to reward customers for their safe driving by offering them discounts on their insurance premiums. The company also removed the “named driver” option, which allowed customers to choose one person who would be covered by their policy.

What Does This Mean For Debenhams Car Insurance Customers?

The changes mean that customers will no longer get discounts for their good driving record, and they will no longer be able to name a driver on their policy. This means that customers may see an increase in their premiums, as the company will now be basing their premiums on the customer’s overall driving record, rather than just their recent history.

Are There Any Other Changes?

The company has also made changes to their excess fee structure. Previously, customers were able to choose between a flat fee and an increasing fee, depending on the type of claim they were making. Now, customers will only have the option of an increasing fee structure, meaning that they will pay a higher fee if they make multiple claims in a year. Additionally, the company has removed its discount for customers who pay their premiums upfront.

What Should Customers Do Now?

If you’re a Debenhams Car Insurance customer, it’s important to make sure that you understand the changes that have been made. It’s also a good idea to consider shopping around for a better deal, as the changes could mean that you’re paying more for your car insurance than you need to. There are plenty of other car insurance companies out there that offer competitive rates, so it’s definitely worth doing your research to find the best deal.

Conclusion

Debenhams Car Insurance has recently made some significant changes to their policies, which could have an impact on customers. It’s important to make sure that you understand the changes and that you are getting the best deal for your car insurance. Shopping around for a better deal is always a good idea, and there are plenty of other car insurance companies that offer competitive rates.