Temporary Car Insurance in the UK - Get the Cheapest Deal Now

What Is Temporary Car Insurance?

Temporary car insurance is a type of cover that allows drivers to cover their vehicle for a short period of time, usually from 1 day up to 28 days. It’s ideal for those who don’t want the added hassle of taking out a full-term policy, or those who only plan to use their car occasionally. It’s also a great option for drivers who need to borrow or rent a vehicle for a short period or need to insure a new vehicle for a couple of months.

Temporary car insurance is generally offered by specialist providers and can be tailored to suit the individual. Drivers can choose the level of cover they want, the length of the policy, and the excess they want to pay. As the policy is only for a short period of time, it’s usually much cheaper than a full-term policy.

Who Is Eligible for Temporary Car Insurance?

To be eligible for temporary car insurance, drivers must meet certain criteria set by the insurer. Generally, drivers must be aged between 18 and 75, have held a full UK or EU driving licence for at least 6 months, and have no more than 6 penalty points on their licence. In some cases, drivers may need to provide proof of no claims discount or a valid MOT certificate.

It’s also important to note that temporary car insurance is usually only available for private cars. Commercial vehicles, such as taxis and delivery vans, usually require a full-term policy.

What Is Covered by Temporary Car Insurance?

The level of cover offered by temporary car insurance varies depending on the insurer and the policy taken out. Generally, the most common type of cover is third-party only, which covers the cost of damage to other vehicles, property and people in the event of an accident. Some policies may also include additional cover, such as personal accident, breakdown, and legal expenses.

How Do I Get the Cheapest Deal on Temporary Car Insurance?

Getting the cheapest deal on temporary car insurance is all about shopping around. It’s important to compare quotes from different providers to get the best deal. It’s also important to compare the level of cover offered by each policy, as well as any additional benefits. It’s also worth considering taking out a full-term policy if you plan to use your car on a regular basis, as it could work out cheaper in the long run.

It’s also important to remember that the cost of temporary car insurance can vary depending on the vehicle. Generally, insurers will charge more for cars with higher engine sizes and sportier models. It’s also worth noting that some insurers may not offer cover for certain models of car.

Conclusion

Temporary car insurance is a great option for those who don’t want the hassle of taking out a full-term policy or those who only plan to use their car occasionally. It’s important to shop around to get the best deal, compare the level of cover offered, and consider taking out a full-term policy if you plan to use your car on a regular basis.