How To Add A Named Driver To Insurance

Understanding Named Driver Insurance

A named driver insurance is an optional policy that allows an additional driver to use a car that has been insured by the main driver. In many cases, this type of coverage can be much cheaper than an individual policy for the additional driver. It is important to note, however, that the additional driver will only be covered in the event of an accident if they are named on the policy. If the named driver is involved in any type of incident, the main driver's policy will be affected.

Adding a Named Driver to Your Insurance

If you are looking to add a named driver to your policy, the process is relatively simple. You will need to contact your insurance provider and provide them with the details of the additional driver. Most insurers will require the named driver to provide proof of identity, such as a driver's license or passport, as well as proof of address. Once these details have been verified, the additional driver can be added to the policy.

Benefits of Adding a Named Driver to Insurance

Adding a named driver to your policy can have several benefits. First, it can reduce the overall cost of your insurance as the additional driver will share the cost of the policy. Additionally, having a named driver can provide additional protection in the event of an accident. Finally, it can provide peace of mind knowing that your family or friends are covered if they ever need to use your car.

Things to Consider When Adding a Named Driver

When adding a named driver to your policy, there are a few things to keep in mind. First, you should make sure that the additional driver is a responsible driver with a good driving record. Additionally, you should consider the type of cover you need for the named driver. Some policies may only provide cover for the additional driver in the event of an accident, while others may provide cover for any type of incident. Finally, you should make sure that you understand any exclusions that apply to the named driver.

Conclusion

Adding a named driver to your insurance policy is a great way to reduce the cost of your insurance and provide additional protection for your family or friends. It is important to make sure that the additional driver is a responsible driver, and that you understand the type of cover that is provided. By following these simple steps, you can ensure that you and your named driver are adequately protected.