Does Turo Car Rental Include Insurance?

What is Turo?

Turo is a car rental service that allows you to rent cars from private owners. It is similar to traditional car rental services, but with a few differences. With Turo, you can select a car from a variety of private owners, and you can negotiate the rental price with the owner. You can also choose the car you want to rent and the amount of time you need it for. You can even pick up the car from the owner’s home, which is a great option if you’re traveling and don’t want to wait in line at a rental car agency. While Turo’s service is convenient, it’s important to understand what is included in the rental. Does Turo car rental include insurance?

What Types of Insurance Does Turo Offer?

Turo offers several types of insurance that are included in the rental price. All Turo rentals come with liability insurance and collision damage waiver (CDW) insurance. The liability insurance covers damage that you cause to other people and property, while the CDW insurance covers damage to the car itself. Both of these types of insurance are included in the rental price and are mandatory for all rentals. In addition, Turo also offers optional insurance, such as personal accident insurance and roadside assistance. These types of insurance are not included in the rental price and must be purchased separately.

How Does Turo's Insurance Work?

Turo's insurance works in a similar way to traditional car rental agencies. When you rent a car, the liability and CDW insurance is included in the rental price. This means that you will be covered if you cause damage to another person or property, or to the car itself. Turo's insurance policy also covers the cost of towing if the car breaks down, and it provides a rental car if the car is stolen or damaged beyond repair. The insurance also covers medical bills if you or any of your passengers are injured in an accident.

Are There Any Exclusions?

Yes, there are some exclusions to Turo's insurance policy. For example, the policy does not cover any damage that is caused intentionally or through negligence. It also does not cover any damage caused by a driver who is under the influence of drugs or alcohol. If a driver is found to be under the influence, they will be responsible for all costs related to the accident. In addition, Turo's insurance does not cover any personal items that are left in the car, such as luggage, electronics, or clothing.

Conclusion:

Turo car rental does include insurance in the rental price. This insurance covers liability and collision damage, and it also covers towing and rental cars in the event of a breakdown or theft. There are some exclusions to the policy, such as damage caused by negligence or intoxication, but overall, Turo's insurance is comprehensive and provides peace of mind when renting a car. So if you're thinking about renting a car from Turo, you can rest assured that you are covered in the event of an accident or breakdown.