Does Suncorp Car Insurance Cover Hail Damage?

What is Hail Damage

Hail damage is an issue that can be quite costly if you don't have the right insurance coverage in place. Hail damage is when large chunks of ice, usually caused by thunderstorms, fall from the sky and cause dents and dings in your car. Hail is usually accompanied by strong winds and heavy rain, which can also damage your vehicle. It's important to make sure you have adequate protection from hail damage when looking for car insurance.

Does Suncorp Car Insurance Cover Hail Damage?

The short answer to this question is yes, Suncorp car insurance does cover hail damage. Suncorp offers a range of comprehensive car insurance policies that provide cover for a range of events, including hail damage. However, it is important to note that the level of cover you have will depend on the type of policy you have taken out.

Comprehensive Insurance Cover

If you have comprehensive car insurance with Suncorp, you will be covered for a range of events, including hail damage. This means that if your car is damaged by hail, Suncorp will cover the costs of repair or replacement. It is important to note, however, that your excess will apply to any claim you make for hail damage.

Third Party Property Damage Insurance

Third party property damage insurance provides cover for damage you cause to other people's property, including their cars. It does not provide cover for damage caused to your own car. This means that if your car is damaged by hail, you will not be covered by third party property damage insurance.

Additional Cover Options

Suncorp offers a range of additional cover options that provide additional protection against hail damage. These include windscreen cover, which provides cover for the replacement of windscreens and windows damaged by hail; and new car replacement cover, which provides cover for the replacement of a car that is written off due to hail damage.

Conclusion

In conclusion, Suncorp car insurance does cover hail damage, but the level of cover you have will depend on the type of policy you have taken out. If you are concerned about the risks posed by hail damage, it is worth considering taking out additional cover options, such as windscreen cover and new car replacement cover.