Learner Driver Insurance UK Own Car – A Comprehensive Guide

What is Learner Driver Insurance?

Learner driver insurance is a type of car insurance designed for young drivers who are learning to drive in their own car. It provides cover for the driver whilst they are still learning to drive and can help cover the cost of any damage to the car or other people’s property in the event of an accident. It also provides cover for the learner driver’s passengers, should they be injured in an accident.

Who Is Eligible for Learner Driver Insurance?

In order to be eligible for learner driver insurance, the driver must be aged between 17 and 25, have a valid UK driving licence, and have held a provisional licence for at least four weeks. The driver must also be the registered owner of the car they are learning to drive in and have a valid Certificate of Motor Insurance. In addition, the car must be registered in the UK and be worth no more than £20,000.

What Does Learner Driver Insurance Cover?

Learner driver insurance will typically cover the learner driver for third party property damage and personal accident cover, as well as any damage to their own car. It can also cover any damage that is caused by the learner driver to another person’s property, including their car. In addition, learner driver insurance can provide protection against any legal costs incurred by the learner driver.

How Much Does Learner Driver Insurance Cost?

The cost of learner driver insurance will depend on a number of factors, such as the driver’s age, driving experience and the type of car they are learning to drive in. Generally, learner driver insurance is fairly affordable, with some insurers offering policies for as little as £1.20 a day. It is also possible to get discounts on learner driver insurance if the driver is a member of an approved driving school.

Where Can I Get Learner Driver Insurance?

There are a number of companies that offer learner driver insurance, including specialist providers and insurers who offer comprehensive car insurance policies that include cover for learner drivers. It is important to compare quotes from a range of different providers to ensure you get the best deal for your requirements.

Conclusion

Learner driver insurance is an affordable and essential way to protect yourself and your car when learning to drive. It is important to compare quotes from a range of different providers to ensure you get the best deal for your requirements. Once you have found the best deal, you can enjoy peace of mind knowing that you and your car are protected in the event of an accident.