If My Car Is Sorn Do I Need Insurance
Do I Need Insurance if My Car Is SORN?
What is SORN?
SORN stands for Statutory Off Road Notification. It is a form of vehicle registration and it is required for cars that are kept off the road. It is a way for drivers to show that the car is not being used on public roads and therefore does not need to be insured. If a car is SORN it must be kept off the road and must not be driven until it is insured.
Why Do I Need to Declare My Car SORN?
It is a legal requirement to declare your car SORN if it is not being used on the public roads. If you fail to do this you may be liable to a fine of up to £1,000 and your car may be clamped or even impounded. It is therefore important to declare your car SORN if it is not being used.
Do I Need Insurance If I Have Declared My Car SORN?
Yes, even if you have declared your car SORN you still need to have insurance in place. This is because even though your car is not being used on the public roads it may still need to be moved for servicing or for other reasons. If you do not have insurance in place you could be liable for a fine of up to £5,000 as well as having your car impounded.
What Type of Insurance Do I Need?
The type of insurance you need will depend on how you intend to use your car. If you are using the car for the purposes of a garage or other business then you will need commercial vehicle insurance. If you are using the car for personal use then you will need private vehicle insurance. It is important to make sure you have the right type of insurance in place for your specific needs.
What Else Do I Need to Consider?
In addition to having the right type of insurance in place, you should also make sure that you keep your SORN declaration up to date. This means that if you decide to start using your car on the public roads again then you will need to update your SORN declaration and take out the necessary insurance. It is also important to make sure that you keep all of your insurance documents up to date, so that you can prove that you are covered if you are stopped by the police.
In Summary
If you have declared your car SORN then you still need to have insurance in place. The type of insurance you need will depend on how you are using the car and you should make sure that you keep your SORN declaration and insurance documents up to date. Failure to do so could lead to a fine of up to £5,000 and your car could be impounded.
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