Cheapest Liability Only Car Insurance PA

What is Liability Only Car Insurance?

Liability only car insurance is a type of car insurance that only provides coverage for bodily injury and property damage to other people caused by an accident for which you are at fault. It does not provide coverage for the damage caused to your own vehicle. It is the most basic type of car insurance available, and is the minimum required by law in many states. Liability only car insurance is the cheapest type of car insurance, since it only covers the other drivers in an accident, and not you or your own car.

What Does Liability Only Car Insurance Cover?

Liability only car insurance covers other people’s medical expenses, property damage, and legal costs incurred in an accident for which you are at fault. It does not provide coverage for your own medical expenses, repairs to your car, or any other damages to your own vehicle. It also does not provide coverage for damage caused by weather, theft, or vandalism.

What is the Cheapest Liability Only Car Insurance in PA?

Pennsylvania is home to many different car insurance companies offering liability only car insurance policies. The cost of each policy will vary depending on the type of car you drive, your driving record, and your credit score. The cheapest liability only car insurance in PA can be found by shopping around and comparing quotes from different car insurance companies. Some of the cheapest car insurance companies in PA are Geico, State Farm, and Progressive.

How to Find the Cheapest Liability Only Car Insurance in PA?

The best way to find the cheapest liability only car insurance in PA is to use an online car insurance comparison tool. This will allow you to easily compare quotes from multiple car insurance companies in PA and find the best coverage for the lowest price. You can also contact local car insurance agents to get quotes and compare different policies. Additionally, you can check with your employer or alumni association to see if they have any discounts available.

Does Liability Only Car Insurance Cover Rental Cars in PA?

No, liability only car insurance does not typically provide coverage for rental cars. If you are renting a car in PA, you will need to purchase rental car insurance coverage to protect you and the rental car company from liability. This coverage is typically offered by the rental car company, and can be purchased when you pick up the rental car.

Conclusion

Liability only car insurance is the cheapest type of car insurance available, and is the minimum required by law in many states. The best way to find the cheapest liability only car insurance in PA is to use an online car insurance comparison tool. Be sure to also check with your employer or alumni association to see if they have any discounts available. Lastly, if you are renting a car in PA, you will need to purchase rental car insurance coverage to protect you and the rental car company from liability.