Non-Owners Car Insurance: What You Need to Know

If you don't own a car but need to drive regularly, you may want to consider getting non-owners car insurance. State Farm offers non-owners car insurance policies that provide liability coverage to protect you while you're driving a car you don't own. Here's what you need to know about non-owners car insurance.

Who Should Consider Non-Owners Car Insurance?

Non-owners car insurance is a great option for anyone who doesn't have their own car but needs to drive from time to time. This includes people who don't own a car due to financial or lifestyle reasons, people who rent cars on occasion, or people who borrow cars from friends or family. Non-owners car insurance can also be a good choice for people who need to insure a vehicle for a short period of time, such as military members who will be deployed overseas for a year or more.

What Does Non-Owners Car Insurance Cover?

State Farm's non-owners car insurance policies provide liability coverage, which is designed to protect you if you cause an accident. This coverage pays for the other driver's medical bills, property damage, and other associated costs. Non-owners car insurance policies also provide uninsured/underinsured motorist coverage, which can help protect you if you're hit by a driver who doesn't have insurance. This coverage pays for your medical bills and other costs associated with an accident.

How Much Does Non-Owners Car Insurance Cost?

Non-owners car insurance policies are typically less expensive than regular car insurance policies. This is because non-owners policies only provide liability coverage, whereas regular car insurance policies provide liability coverage and other types of coverage like collision and comprehensive. The exact cost of your non-owners car insurance policy will depend on several factors, such as your age, driving record, and the state you live in. It's important to compare rates from different insurers to make sure you're getting the best deal.

What Are the Advantages of Non-Owners Car Insurance?

Non-owners car insurance is a great way to protect yourself while you're driving. It can help you avoid costly out-of-pocket expenses if you're involved in an accident, and it can also help you keep your regular car insurance rates low. Non-owners car insurance can also provide peace of mind knowing that you're covered if you're ever in an accident.

Get the Coverage You Need with State Farm Non-Owners Car Insurance

State Farm non-owners car insurance policies provide the coverage you need to keep yourself protected while you're driving. Our policies are affordable and provide comprehensive protection. Contact your local State Farm agent for more information about our non-owners car insurance policies and to get a free quote today.