Ingenie Car Insurance Black Box Review

What Is Ingenie Black Box Insurance?

Ingenie is a car insurance provider that offers black box insurance to young drivers in the UK. The black box is a device that is fitted to the car and it is used to monitor the driver's behaviour. The black box records data such as driving speed, braking, cornering, acceleration and more. This data is then used to assess the driver's risk level, which determines their insurance premium. The idea behind this type of insurance is to reward safe and responsible drivers with lower premiums.

How Does Ingenie Black Box Insurance Work?

The black box is installed in the car, usually in the glove compartment. It is connected to the car's onboard computer and records data such as speed, braking, cornering, and acceleration. This data is then sent to Ingenie's servers where it is analysed. The data is used to calculate the driver's risk level, which is used to determine the insurance premium.

The insurance premium is also affected by several other factors such as the driver's age, driving experience, and the vehicle type. In addition, Ingenie offers discounts for drivers who take an approved safe driving course. The black box also allows Ingenie to monitor the driver's behaviour, so if the driver is found to be driving unsafely, their premiums could increase.

What Are The Benefits Of Ingenie Black Box Insurance?

The main benefit of Ingenie black box insurance is that it rewards safe and responsible drivers with lower premiums. Drivers who drive safely and adhere to the speed limits will be rewarded with lower premiums. In addition, the black box can be used to monitor the driver's behaviour, so if they are found to be driving unsafely, their premiums could be increased.

Another benefit is that Ingenie offers discounts for drivers who take an approved safe driving course. This helps to promote safe driving amongst young drivers and can result in lower premiums. Finally, the black box allows Ingenie to track the driver's location, so if the car is stolen, it can be tracked and recovered.

Conclusion

Ingenie is a car insurance provider that offers black box insurance to young drivers in the UK. The black box is a device that is fitted to the car and it is used to monitor the driver's behaviour. The data is used to calculate the driver's risk level, which is used to determine the insurance premium. The main benefit of Ingenie black box insurance is that it rewards safe and responsible drivers with lower premiums. In addition, Ingenie offers discounts for drivers who take an approved safe driving course and the black box allows Ingenie to track the driver's location.