Discover It Card Rental Car Insurance

What Is Discover It Card Rental Car Insurance?

Discover It Card Rental Car Insurance is a type of coverage offered by Discover Card when you use their card to rent a car. This coverage is provided at no additional cost to you and can help protect you from the costs of damage or theft to a rental car. This coverage is provided in all fifty states and covers up to the daily rental rate of the vehicle, with a maximum of $50,000.

What Does Discover It Card Rental Car Insurance Cover?

Discover It Card Rental Car Insurance covers the costs associated with damage or theft of a rental car. This coverage will cover the costs associated with repairing or replacing the vehicle, as well as any additional costs associated with replacing personal items that were in the car at the time of the incident. This coverage does not cover any medical expenses or the cost of a rental car while the original vehicle is being repaired.

What Is Not Covered By Discover It Card Rental Car Insurance?

Discover It Card Rental Car Insurance does not cover any medical expenses that may be incurred by the driver or passengers of the rental car. Additionally, this coverage does not cover any costs associated with towing, storage, or any other fees associated with the rental car. This coverage also does not cover any liability costs associated with an accident involving the rental vehicle.

Do I Need To Purchase Additional Insurance When I Rent a Car?

It is always recommended to purchase additional insurance when renting a car. This will provide additional coverage in case of an accident or other incident. While Discover It Card Rental Car Insurance provides coverage for damage and theft, additional insurance options can provide coverage for liability costs as well. These additional coverage options can usually be purchased when you pick up the vehicle from the rental car company.

Are There Any Restrictions With Discover It Card Rental Car Insurance?

Yes, there are some restrictions with Discover It Card Rental Car Insurance. The coverage is only valid when the rental car is being used for business or personal use and is not valid for commercial use. Additionally, the coverage is only valid when the rental car is in the United States and its territories. Coverage is also not provided for rental cars that are used for competitive driving, racing, or any other type of hazardous activity.

Conclusion

Discover It Card Rental Car Insurance is a great way to provide extra protection when renting a car. This coverage is provided at no additional cost and can help cover the costs associated with damage or theft of a rental car. While this coverage does not cover medical expenses or liability costs associated with an accident, additional insurance can be purchased when you pick up the rental car. It is important to understand the restrictions associated with this coverage before renting a car.