Tesco Bank Home Insurance Policy Documents

Tesco Bank provides home insurance to protect your home and valuables from unexpected events such as fire, flood, theft or accidental damage. It is important to understand the different policy documents available in order to make an informed decision about which home insurance policy is right for you.

The Home Insurance Policy Booklet

The Home Insurance Policy Booklet is the main document outlining the terms, conditions and exclusions of the policy. It explains in detail the cover provided, what is not covered and what you need to do in the event of a claim. It is important to read the Home Insurance Policy Booklet carefully and make sure you understand what is and isn’t covered under the policy.

The Home Insurance Policy Summary

The Home Insurance Policy Summary is a condensed version of the Policy Booklet. It summarises the key features, benefits and exclusions of the policy. It should be used in conjunction with the Policy Booklet and is not intended to provide full details of the policy.

The Home Insurance Policy Wording

The Home Insurance Policy Wording is a detailed document outlining the policy terms, conditions and exclusions in legal language. It includes details of any additional cover provided, such as accidental damage and personal possessions cover, as well as the policy excesses. The Policy Wording should be read together with the Policy Booklet and Policy Summary in order to get a full understanding of the policy cover.

The Home Insurance Policy Schedule

The Home Insurance Policy Schedule is a document that sets out the details of the policy and the insured property. It includes information such as the addresses of the insured property, the sum insured and the policy excess. The Policy Schedule must be kept up to date and any changes to the details of the policy must be notified to Tesco Bank as soon as possible.

The Home Insurance Policy Excesses

The Home Insurance Policy Excesses document outlines the amount of excess payable in the event of a claim. It also explains any additional excesses that may be applicable, such as a higher excess for certain types of claims or for certain types of property. The Policy Excesses document should be read together with the Policy Booklet and Policy Summary in order to get a full understanding of the policy cover.

Tesco Bank Home Insurance

Tesco Bank Home Insurance is designed to provide you with the protection you need to ensure that your home and possessions are safe and secure. It is important to read all of the policy documents carefully in order to make an informed decision about which policy is right for you. If you have any questions or queries about the policy documents, please contact Tesco Bank for further advice and assistance.