Do You Need Car Insurance to Work for Doordash?

Doordash is an on-demand food delivery platform that enables restaurant customers to order food from their favorite restaurants and have it delivered to their doorstep. The company has been around since 2013 and has quickly become one of the most popular food delivery services in the United States. As a Doordash driver, you can make a significant amount of money in a short amount of time, but there are some important things to consider before you start driving for the company.

Do You Need Car Insurance to Drive for Doordash?

The short answer is yes, you do need car insurance to drive for Doordash. The company requires all drivers to have at least liability insurance that meets the state's minimum requirements. This is to protect you, the driver, in case of an accident while on the job. Doordash also provides its drivers with additional coverage, but this is usually not enough to cover all of the costs of an accident.

What Types of Insurance Does Doordash Require?

Doordash requires all drivers to have a minimum of liability insurance, which covers the costs of any damages that you cause to another person or property while on the job. This insurance is the bare minimum that all drivers must have, and it is important to note that this insurance does not cover any damages to your own vehicle. Doordash also provides its drivers with additional coverage, including collision and comprehensive coverage, but these are not required to be a driver for Doordash. It is important to note that these additional coverages are usually not enough to cover the full costs of an accident, so it is important to have your own car insurance policy that covers you in case of an accident.

How Much Does Car Insurance Cost?

The cost of car insurance depends on a variety of factors, including the type of car you drive, your age, and your driving record. Generally, the cost of car insurance is determined by the amount of coverage that you need and the amount of risk that you are willing to take on. For example, if you have a clean driving record and are looking for basic liability coverage, you can expect to pay around $50 per month for your car insurance. However, if you have a less-than-perfect driving record or need more comprehensive coverage, you can expect to pay more for your car insurance.

Conclusion

In conclusion, yes, you do need car insurance to work for Doordash. The company requires all drivers to have at least liability insurance, and also provides its drivers with additional coverage. It is important to note that these additional coverages are usually not enough to cover the full costs of an accident, so it is important to have your own car insurance policy that covers you in case of an accident. The cost of car insurance varies depending on the type of coverage that you need and the amount of risk that you are willing to take on. Be sure to shop around and compare quotes to get the best deal on your car insurance.