Car Insurance With Drink Drive Convictions

Introduction

Drinking and driving is a serious offence that carries a huge penalty. Unfortunately, many people have been convicted of drink driving and now have to face the consequences. One of the most difficult aspects of having a drink drive conviction is getting car insurance. Insurance companies take drink driving very seriously, as it is a major risk factor when it comes to driving. In this article, we will explore the ways in which you can get car insurance with a drink drive conviction.

Getting Insurance After a Drink Drive Conviction

If you have been convicted of a drink driving offence, it is likely that you will find it difficult to get car insurance. Many insurers will refuse to provide cover for those who have been convicted of drink driving or other serious driving offences. However, it is not impossible to get car insurance with a drink drive conviction. There are some steps you can take to ensure that you are able to get the cover you need.

The first step is to shop around. You should not be put off by the fact that some insurers may not offer cover to those with a drink drive conviction. Instead, you should take the time to look at what different insurers have to offer and compare their prices and policies. By shopping around, you may be able to find an insurer who is willing to provide you with the cover you need.

It is also important to be honest when applying for car insurance. Many insurers will ask about your driving history, so it is important to be honest and upfront about any convictions you may have. If you are not honest, it may be difficult to make a claim if you have an accident, as the insurer may not be willing to pay out.

Specialist Insurance Providers

If you are struggling to find an insurer who is willing to provide cover, you may want to consider a specialist insurance provider. These providers are experts in providing cover to those with drink drive convictions and other serious driving offences. They are also able to provide more tailored cover, such as higher excesses or restricted mileage policies.

It is important to remember that specialist insurance providers may be more expensive than standard insurers. This is because they are taking on a higher risk by providing cover to those with a drink drive conviction. However, they may be able to provide the cover you need when other insurers cannot.

Conclusion

If you have been convicted of a drink drive offence, it is important to remember that you can still get car insurance. It may be more difficult to find an insurer who is willing to provide cover, but it is possible. You should shop around and compare policies and prices to find the best deal. You may also want to consider a specialist insurance provider, as they can provide more tailored cover to those with convictions.