Uber Eats Delivery Drivers & Car Insurance

What is Uber Eats?

Uber Eats is a delivery service created by the popular rideshare company, Uber. It allows customers to order food from restaurants and have it delivered to their location. The service uses Uber drivers to pick up and deliver the food. These drivers must have their own vehicles and insurance to be eligible to work for Uber Eats.

What are the Insurance Requirements for Uber Eats Drivers?

Uber requires its drivers to have personal auto insurance that meets or exceeds the minimum requirements of their state. This includes liability coverage of at least $50,000 per person, $100,000 per accident, and $25,000 for property damage. Uber also requires drivers to have collision and comprehensive coverage, as well as uninsured motorist coverage.

How Does Uber Eats Insurance Work?

Uber Eats provides additional insurance coverage for its drivers while they are on the job. This coverage is provided through the company's commercial auto insurance policy and kicks in once the driver has accepted an order and is on their way to pick up the food. This additional coverage is provided up to a limit of $1 million per incident.

What Does Uber Eats Insurance Cover?

Uber Eats insurance covers bodily injury, property damage, and personal injury that is caused by the Uber driver while they are on the job. This includes any injuries caused to passengers, pedestrians, cyclists, or other drivers. It also covers any damage done to the driver's vehicle, as well as damage done to other vehicles or property.

Do Uber Eats Drivers Need Their Own Insurance?

Yes, Uber Eats drivers are required to have their own personal auto insurance. This insurance is necessary to cover any incidents that occur before the driver accepts an order and before the Uber Eats insurance coverage kicks in. It is also important to note that Uber Eats drivers are not employees of Uber, so they are not eligible for any benefits that Uber may offer.

Conclusion

Uber Eats drivers must have their own personal auto insurance in order to be eligible to work for the company. This insurance must meet the minimum requirements set by the state in which they live. In addition, Uber Eats provides additional coverage during the delivery process up to a limit of $1 million. It is important to note that drivers are not eligible for any benefits provided by Uber, so they must have their own insurance to cover any incidents that may occur.