Does My Usaa Auto Insurance Cover Rental Cars
Does My USAA Auto Insurance Cover Rental Cars?
Are you a USAA auto insurance customer? If you are, it’s likely that you have a lot of questions about what your policy covers. After all, you want to make sure that you’re getting the best coverage possible. One of the questions that many USAA customers have is whether their policy covers rental cars. Read on to find out the answer.
What Does a USAA Auto Insurance Policy Typically Cover?
USAA offers a variety of auto insurance coverage options, so the specifics of what is included in each policy will vary. Generally speaking, though, a USAA auto insurance policy will cover a variety of expenses. This can include property damage, medical expenses, liability expenses, and more. It’s important to have a good understanding of what your USAA policy covers before you rent a car.
Does USAA Auto Insurance Cover Rental Cars?
Yes, in most cases, USAA auto insurance policies do cover rental cars. Specifically, USAA auto insurance policies will typically cover the cost of any property damage you may cause while driving a rental car. It’s important to note, though, that USAA will only cover the cost of property damage up to the limits of your existing policy. This means that if your policy has a limit of $25,000, USAA will only cover the cost of property damage up to that amount.
What Are the Exclusions?
It’s important to note that USAA auto insurance policies typically exclude certain types of damage. For example, most policies will not cover the cost of damage caused by an act of nature, such as a hurricane, tornado, or earthquake. Additionally, most policies will not cover the cost of damage caused by an act of war, terrorism, or vandalism. It’s important to be aware of these exclusions before you rent a car.
What Else Should I Know?
In addition to understanding what your USAA policy covers and what is excluded, it’s important to know that USAA policies typically have a deductible. This means that you will be responsible for paying a certain amount of the cost of any damage that you cause. It’s important to be aware of this before you rent a car so that you can be prepared to pay any deductible if needed.
Conclusion
If you’re a USAA auto insurance customer, it’s important to understand what your policy covers. Generally speaking, USAA auto insurance policies do cover rental cars, but they come with certain exclusions and deductibles. It’s important to have a good understanding of these details before you rent a car so that you can be sure you’re getting the best coverage possible.
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