Car Accident Without Insurance Not At Fault Washington State

What to Do When You’re in an Accident Without Insurance and Not At Fault in Washington State

What is Uninsured Motorist Coverage

Uninsured motorist coverage is a type of auto insurance coverage that provides financial protection to you and your passengers if you’re in an accident with an uninsured or underinsured driver. It pays for medical bills, lost wages, and other damages resulting from the accident. If you’re a driver in Washington State and you don’t have insurance, you’re required to have uninsured motorist coverage.

What Happens if I’m in an Accident Without Insurance and Not At Fault?

If you’ve been in an accident and you’re not at fault, but you don’t have insurance, you may be eligible for compensation from the other driver’s insurance company. However, this is not always the case. You may not be able to get compensation for the damages you suffered if the other driver is uninsured or underinsured. In these cases, your uninsured motorist coverage may be able to help you.

What Does Uninsured Motorist Coverage Cover?

Uninsured motorist coverage in Washington State can provide compensation for medical bills, lost wages, and other damages resulting from an accident with an uninsured or underinsured driver. It can also provide compensation for pain and suffering, as well as other types of non-economic damages. Your coverage may also include protection if you’re hit by an uninsured driver who flees the scene.

What Should I Do if the Other Driver is Uninsured or Underinsured?

If you’ve been in an accident with an uninsured or underinsured driver, the first thing you should do is contact your insurance company. They will be able to tell you if you have uninsured motorist coverage and what steps you need to take to get the compensation you need. You should also contact a qualified personal injury attorney who can help you navigate the process and make sure you get the compensation you deserve.

Conclusion

If you’ve been in an accident without insurance and not at fault in Washington State, your uninsured motorist coverage may be able to help you. It can provide compensation for medical bills, lost wages, and other damages resulting from the accident. It’s important to contact your insurance company and a qualified personal injury attorney to make sure you get the compensation you deserve.