Cheapest Car Insurance In California Nerdwallet
Thursday, February 29, 2024
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Cheapest Car Insurance in California
Why Car Insurance Is a Must in California
Also Read
What Is the Minimum Car Insurance Coverage in California?
California requires motorists to carry liability insurance that includes at least:
- $15,000 for injury or death of one person in an accident
- $30,000 for total injury or death of all people in an accident
- $5,000 for damage to property
What Factors Affect Car Insurance Rates in California?
Car insurance rates in California vary depending on several factors, such as the type of car you drive, the area you live in, your age and driving record, and the type of coverage and limits you choose. Generally, drivers who live in congested cities with more traffic tend to pay higher premiums, as do drivers with a less-than-perfect record or those driving luxury or high-performance cars.
Cheapest Car Insurance Companies in California
NerdWallet recently conducted a study that looked at the cheapest car insurance companies in California. The study found that USAA was the cheapest across all age groups, with an average annual premium of $1,109. Following USAA, the three most affordable companies for California drivers were Wawanesa, GEICO and Progressive, with average annual premiums of $1,223, $1,291 and $1,377, respectively.
How Can You Get the Cheapest Car Insurance in California?
The best way to get the cheapest car insurance in California is to shop around and compare rates from different companies. You should also consider raising your deductible and reducing coverage on older cars. Additionally, you can take advantage of discounts offered by car insurance companies, such as multi-policy discounts, good driver discounts, and discounts for members of certain organizations. Finally, you may want to consider joining a pay-as-you-drive program, which offers discounts based on how much you drive.
