Bajaj Allianz Car Insurance Review

Overview

Bajaj Allianz Car Insurance is one of the most preferred car insurance policies in India. It is a comprehensive car insurance policy that offers a wide range of coverage and benefits to policyholders. The policy covers the car against any loss or damage due to natural and man-made calamities. It also covers third party liabilities and offers personal accident cover. Bajaj Allianz Car Insurance is an ideal policy for car owners who are looking for a comprehensive car insurance policy that offers a variety of benefits and coverage options.

Features and Benefits

Bajaj Allianz Car Insurance offers a variety of features and benefits to policyholders. The policy covers the car against any loss or damage due to natural and man-made calamities. It also covers third party liabilities and offers personal accident cover. Other features and benefits of the policy include:

1. Cashless Claims: The policy offers cashless claims at more than 3900 network garages in India. This means that policyholders can get their car repaired at any of these garages without having to worry about the cost of repair.

2. No Claim Bonus: The policy offers a No Claim Bonus (NCB) of up to 50% on the renewal premium for every claim-free year. This means that policyholders can save up to 50% on their premium if they don’t make any claim during the policy period.

3. Free Roadside Assistance: The policy offers free roadside assistance to policyholders in case of any breakdown or accident. This includes towing of the car, battery jumpstart, fuel delivery, repair and replacement of flat tyres, and more.

4. Discounts: The policy offers discounts on the premium for adding safety features to the car. This includes discounts for installing airbags, anti-theft devices, and more.

Eligibility Criteria

In order to buy Bajaj Allianz Car Insurance, the policyholder must meet the following eligibility criteria:

1. The policyholder must be a citizen of India.

2. The policyholder must be aged between 18 and 65 years.

3. The policyholder must have a valid driving license.

4. The policyholder must have a valid registration certificate of the car.

Claim Process

The process of filing a claim with Bajaj Allianz Car Insurance is simple and straightforward. Policyholders can file a claim by following the steps listed below:

1. Notify the Insurer: The policyholder must first notify the insurer about the claim. This can be done by calling the toll-free customer care number or by visiting the nearest branch of Bajaj Allianz.

2. Fill the Claim Form: After notifying the insurer, the policyholder must fill the claim form and submit it along with the required documents.

3. Inspection of the Car: After receiving the claim form, the insurer will appoint a surveyor who will inspect the car and assess the damage.

4. Claim Settlement: After the surveyor has assessed the damage, the insurer will process the claim and settle it within 7 days.

Conclusion

Bajaj Allianz Car Insurance is an ideal policy for car owners who are looking for a comprehensive car insurance policy that offers a variety of features and benefits. The policy covers the car against any loss or damage due to natural and man-made calamities. It also covers third party liabilities and offers personal accident cover. The policy also offers cashless claims at more than 3900 network garages in India, No Claim Bonus, free roadside assistance, and discounts on the premium for adding safety features to the car.