Progressive Vs Geico Auto Insurance: Which One is Right for You?

Introduction

When it comes to insuring your car, there are a lot of different auto insurance companies to choose from. Two of the biggest players in the industry are Progressive and Geico. Both companies have been around for decades and have established a solid reputation for providing reliable coverage. But how do they compare when it comes to the types of coverage they offer and the cost? In this article, we'll compare Progressive vs Geico auto insurance head-to-head to help you decide which one is right for you.

Coverage Options

When it comes to coverage, both Progressive and Geico offer a wide range of options. They both offer basic liability coverage, which covers the other party's medical expenses in the event of an accident. They also offer comprehensive coverage, which covers your car for theft, vandalism, and other damages. Both companies also offer collision coverage, which pays for repairs to your car after an accident. In addition, both companies offer roadside assistance, rental car reimbursement, and other optional coverages.

Cost

When it comes to cost, both Progressive and Geico offer competitive rates. They both have a variety of discounts available, such as multi-policy discounts, good driver discounts, and safe driver discounts. They also offer discounts for low mileage drivers, good students, and those who have taken a defensive driving course. In addition, both companies offer discounts for bundling your auto insurance with other policies such as home or life insurance.

Claims Process

When it comes to the claims process, both Progressive and Geico offer straightforward and hassle-free claims processes. They both make it easy to file a claim online or over the phone. They also have knowledgeable and friendly customer service representatives who are available to answer your questions and help you through the process. In addition, both companies have 24-hour emergency roadside assistance.

Customer Satisfaction

When it comes to customer satisfaction, both Progressive and Geico have solid reputations. According to J.D. Power's 2019 U.S. Auto Insurance Study, both companies scored well in overall satisfaction, customer service, and claims satisfaction. Geico scored 853 out of 1,000 points, while Progressive scored 849. Both companies also have relatively few complaints on the National Association of Insurance Commissioner's complaint index.

Conclusion

When it comes to choosing an auto insurance provider, both Progressive and Geico have a lot to offer. They both offer competitive rates, a variety of coverage options, and straightforward claims processes. They also both have good customer service and are highly rated in customer satisfaction. Ultimately, the best choice for you comes down to your individual needs and budget. Shop around and compare rates to find the best deal for you.