Insurance Quotes For Private Hire Cars

What is Private Hire Car Insurance?

Private hire car insurance, also known as PHV insurance, is a type of motor insurance designed for vehicles such as taxis, chauffeur-driven cars, private hire vehicles and minicabs. It provides cover for when you transport passengers for a fee, as well as for any losses and damages caused. It is important to note that private hire insurance is a legal requirement in the UK and if you are operating a private hire vehicle without the proper cover, you could face serious penalties.

What Does Private Hire Car Insurance Cover?

Private hire car insurance usually covers the following: third party liability, damage to the vehicle, theft, fire and accidental damage. It also may include cover for personal injury and legal expenses, depending on the policy. Some policies also provide protection for other people who may be driving the car, such as family members or employees. It is important to check that the policy you select covers all of the eventualities you may come across.

How Much Does Private Hire Car Insurance Cost?

The cost of private hire car insurance varies widely depending on the type of vehicle, the driver's age and experience, and the level of cover you require. It is important to shop around and compare quotes from different insurance companies to find the best deal for you. Many companies offer discounts or special offers to customers who buy multiple policies or who have loyalty schemes. It is also worth considering the extras you may need to add on to your policy, such as breakdown cover or personal accident cover.

How to Get the Best Private Hire Car Insurance Quotes?

There are a number of ways to get the best quotes for private hire car insurance. It is important to shop around and compare quotes from different insurers to ensure you get the best deal. Additionally, you should consider any additional extras you may need to add on to your policy, such as breakdown cover or personal accident cover. It is also a good idea to check the small print of any policy you are considering to make sure that you are adequately covered for all eventualities.

Things to Consider Before Taking Out Private Hire Car Insurance?

Before taking out private hire car insurance, it is important to consider your individual circumstances and requirements. You should check that the policy you are considering covers all of the eventualities you may come across, such as third party liability, damage to the vehicle, theft, fire and accidental damage. Additionally, you should consider any additional extras you may need to add on to your policy, such as breakdown cover or personal accident cover. Finally, you should always read the small print of any policy you are considering to make sure that you are adequately covered for all eventualities.

Conclusion

Private hire car insurance is a type of motor insurance designed for vehicles such as taxis, chauffeur-driven cars, private hire vehicles and minicabs. It is important to shop around and compare quotes from different insurance companies to find the best deal for you. Additionally, it is important to consider any additional extras you may need to add on to your policy, such as breakdown cover or personal accident cover. Finally, you should always read the small print of any policy you are considering to make sure that you are adequately covered for all eventualities.