Does Td Credit Card Cover Rental Car Insurance
Does Td Credit Card Cover Rental Car Insurance?
Introduction
When you're renting a car, it can be hard to figure out the best way to protect yourself and your family from liability. Should you purchase the rental company's insurance? Should you get coverage from your credit card? Or should you just take the risk and go without any additional insurance? One option that you may have is to use your TD credit card to cover your rental car insurance. To find out if your TD credit card covers rental car insurance, read on.
What Does TD Credit Card Cover?
TD credit cards offer a variety of benefits, depending on the type of card that you have. Generally speaking, TD credit cards are designed to provide some form of protection when it comes to rental car insurance. Some TD credit cards, such as the TD Aeroplan Visa Infinite card, provide rental car insurance coverage up to a certain dollar amount. This means that if you have an accident while renting a car, your TD credit card will cover a certain amount of the cost.
How Much Does TD Credit Card Cover?
The amount of coverage that a TD credit card provides for rental car insurance varies, depending on the type of credit card that you have. Generally speaking, the more expensive the credit card, the more rental car insurance coverage it provides. For example, the TD Aeroplan Visa Infinite card provides coverage up to $85,000. However, the TD Cash Back Visa card provides just $25,000 in rental car insurance coverage.
Are There Any Limits to TD Credit Card Coverage?
Yes, there are some limitations to TD credit card rental car insurance coverage. For example, most TD credit cards will only cover the cost of the rental car in the event of an accident. They will not cover any medical expenses or other costs associated with the accident. Additionally, TD credit cards will only cover the cost of the rental car if you are the driver of the car. If someone else is driving and an accident occurs, the TD credit card will not cover the cost of the rental car.
Do I Need Additional Insurance?
Even if you are using your TD credit card to cover rental car insurance, you may still want to purchase additional insurance from the rental car company. While TD credit cards offer some form of protection in the event of an accident, they do not provide the same level of coverage as a rental car company's insurance. Additionally, rental car companies may offer additional coverage that is not covered by TD credit cards, such as personal injury protection or uninsured motorist coverage.
Conclusion
Using your TD credit card to cover rental car insurance can be a great way to save money and protect yourself from liability. However, it is important to understand the limits of TD credit card coverage and to consider purchasing additional insurance from the rental car company. By doing your research and understanding the coverage that your TD credit card provides, you can make sure that you are properly protected in the event of an accident.
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