Does Discover Have Car Rental Insurance
Does Discover Have Car Rental Insurance?
If you’re looking for a reliable and affordable car rental insurance option, you might be wondering if Discover offers car rental insurance. The short answer is yes, Discover does offer car rental insurance, but it’s important to understand what type of coverage you’ll get and how much it will cost. In this article, we’ll look at the details of Discover’s car rental insurance and help you decide if it’s the right option for you.
What Does Discover’s Car Rental Insurance Include?
Discover’s car rental insurance provides protection in the event of an accident, theft, or damage to your rental car. When you purchase the insurance, you’ll be covered up to the actual cash value (ACV) of the rental car, minus the deductible. The deductible is the amount of money you will be responsible for if you file a claim. The amount of the deductible varies by rental car company, so be sure to ask for the specific deductible when you purchase the insurance.
How Much Does Discover’s Car Rental Insurance Cost?
The cost of Discover’s car rental insurance depends on the type of vehicle you’re renting and the length of the rental period. Generally, the cost is around $15 per day for economy or compact cars, and around $25 per day for luxury or larger vehicles. The cost may be higher if you’re renting a car in a high-risk area, such as certain parts of Europe or South America. It’s important to note that if you rent a car for more than 15 days, the cost of the insurance will be capped at $225.
What Else Should I Know About Discover’s Car Rental Insurance?
It’s important to note that Discover’s car rental insurance does not cover liability, personal injury, or medical expenses. If you’re looking for coverage for these types of expenses, you’ll need to purchase additional insurance from the rental car company. It’s also important to understand that Discover’s car rental insurance does not cover damage to the rental car that is caused by negligence or reckless driving.
Who Is Eligible for Discover’s Car Rental Insurance?
Discover’s car rental insurance is available to Discover cardholders who are at least 25 years old and who are renting a car for personal or business use. The rental car must be in the name of the Discover cardholder and must not be used for any illegal activities. It’s also important to note that Discover’s car rental insurance only covers rentals in the US and Canada.
Is Discover’s Car Rental Insurance Right for Me?
If you’re looking for an affordable and reliable car rental insurance option, Discover’s car rental insurance could be a good choice. However, it’s important to understand the limitations of the coverage and to consider if you need additional coverage for liability, personal injury, or medical expenses. If you’re unsure, it’s a good idea to speak with a representative from the rental car company to discuss your options.
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