What You Need to Know About Dial Direct Car Insurance Terms And Conditions

What is Dial Direct Car Insurance?

Dial Direct Car Insurance is a provider of car insurance services in the United Kingdom. It is part of the Aviva Group and provides coverage for cars and vans. The company offers different types of coverage such as comprehensive, third party, fire and theft, and third party only. Dial Direct also provides a range of additional benefits such as breakdown cover, legal cover, and keycare cover. The company has a team of experienced advisers who can provide help and advice on the best car insurance plan to suit your needs.

What Are The Terms and Conditions of Dial Direct Car Insurance?

The terms and conditions of Dial Direct Car Insurance are set out in the policy document. These conditions include details about what is covered, what is not covered, and any exclusions or limitations of the policy. It is important to read the policy document carefully and understand the terms and conditions of the policy before taking out a policy with Dial Direct.

What Are the Key Features of Dial Direct Car Insurance?

Dial Direct Car Insurance offers a range of features that are designed to provide customers with a comprehensive level of cover. These features include:

Comprehensive cover: This type of cover provides protection against a wide range of risks, including fire, theft, vandalism, and accidental damage.
Third party cover: This type of cover provides protection against liabilities to other people or property caused by the insured vehicle.
Fire and theft cover: This type of cover provides protection against the loss of or damage to the insured vehicle caused by fire or theft.
Third party only cover: This type of cover provides protection against the liabilities to other people or property caused by the insured vehicle.
Breakdown cover: This type of cover provides assistance if the insured vehicle breaks down or has an accident.
Legal cover: This type of cover provides protection against legal costs associated with an accident or other legal proceedings.
Keycare cover: This type of cover provides protection against the loss of or damage to the insured vehicle’s keys.

What Are the Exclusions and Limitations of Dial Direct Car Insurance?

The exclusions and limitations of Dial Direct Car Insurance are set out in the policy document. These exclusions and limitations include, but are not limited to, the following:

Damage to the insured vehicle caused by wear and tear or gradual deterioration.
Any damage caused by the driver’s negligence or recklessness.
Any loss or damage caused by an act of terrorism.
Any loss or damage caused by an act of war.
Any loss or damage caused by riot or civil commotion.
Any loss or damage caused by the driver being under the influence of drugs or alcohol.
Any loss or damage caused by the driver failing to take reasonable care when driving the insured vehicle.
Any loss or damage caused by the driver failing to comply with the terms and conditions of the policy.

How Do I Make a Claim on My Dial Direct Car Insurance?

If you need to make a claim on your Dial Direct Car Insurance policy, you should contact the company’s customer service team. The team will provide you with advice and guidance on how to make a claim. They will also help you with any paperwork that is required for the claim. Once the claim has been submitted, the company will assess the claim and provide you with an update on the progress of the claim.

Conclusion

Dial Direct Car Insurance offers a range of car insurance policies that provide comprehensive cover for cars and vans. The terms and conditions of the policies are set out in the policy document and it is important to read and understand these conditions before taking out a policy. The company also offers a range of additional benefits such as breakdown cover, legal cover, and keycare cover. If you need to make a claim on your Dial Direct Car Insurance policy, you should contact the company’s customer service team.