Car Hire Insurance for Europe: What You Need to Know

Driving in Europe is a great way to explore the continent and have a relaxing vacation. But, before you can hit the open road, you need to make sure you have the right insurance in place. Car hire insurance for Europe is a must if you’re planning on taking your car abroad. Here’s what you need to know before you take the plunge.

What is Car Hire Insurance?

Car hire insurance is a type of coverage that pays for damage to a rental car in the event of an accident. It is typically offered by car rental companies, but you can also purchase it from a third-party insurer. This can be a good option for travelers who want extra protection in the event of an accident.

Types of Car Hire Insurance for Europe

There are two types of car hire insurance for Europe. The first is called “collision damage waiver” (CDW). This type of coverage pays for damage to the rental car in the event of an accident. It usually covers the full cost of repairs and may also include some additional benefits, such as roadside assistance and a replacement vehicle. The second type of coverage is called “theft protection” (TP). This type of coverage pays for damage to the rental car in the event that it is stolen.

Do I Need Car Hire Insurance for Europe?

Whether or not you need car hire insurance for Europe depends on a few factors. First, you should check to see if your existing car insurance policy covers rental cars in Europe. If it does, you may not need to purchase additional coverage. However, if your policy does not cover rental cars, you should consider purchasing car hire insurance for Europe.

Cost of Car Hire Insurance for Europe

The cost of car hire insurance for Europe can vary depending on the type of coverage you purchase and the length of your trip. Generally speaking, the cost of coverage is based on the length of your rental and the type of car you’re renting. You can expect to pay anywhere from a few euros per day to a few hundred euros for a longer rental period. It’s important to shop around and compare prices to make sure you’re getting the best deal.

How to Buy Car Hire Insurance for Europe

You can purchase car hire insurance for Europe when you book your rental car. Most car rental companies offer insurance coverage, so it’s easy to add it to your reservation. You can also purchase coverage from a third-party insurer before you leave for your trip. This can be a good option if you want to save money on coverage or if you want additional protection. Whichever route you choose, make sure that you read the policy carefully and understand what is and isn’t covered.