Does Walmart Mastercard Cover Car Rental Insurance
Does Walmart Mastercard Cover Car Rental Insurance?
When it comes to renting a car, many people are worried about whether their insurance will cover any accidents or damage that may occur. Fortunately, Walmart offers a Mastercard that can provide rental car coverage for those who use it. However, it's important to understand the coverage provided by this card and any other restrictions that may apply.
What Is Walmart Mastercard?
Walmart Mastercard is a credit card available to consumers who shop at Walmart or online at Walmart.com. The card offers rewards and cashback on qualifying purchases, and it includes rental car insurance coverage as an additional benefit. Walmart Mastercard is issued by Synchrony Bank, and the coverage is provided by a third-party insurer.
Does Walmart Mastercard Cover Car Rental Insurance?
Yes, Walmart Mastercard covers car rental insurance up to the actual cash value of the rental car, as long as the cardholder is the primary renter and driver of the rental car. The coverage is automatically included with the card and can be used for rentals up to 31 days. Some cars, such as luxury vehicles and those with a retail value of more than $50,000, may not be eligible for coverage.
What Does Walmart Mastercard Cover?
The Walmart Mastercard covers both damage and theft of the rental car, as well as liability for any injury or property damage caused by the cardholder. However, it does not cover any personal items that are stolen from the rental car or any damages caused by a hit-and-run driver. The coverage also does not extend to any additional drivers who are not authorized by the rental company.
What Else Should I Know About Walmart Mastercard Coverage?
The coverage provided by the Walmart Mastercard is secondary to any other insurance that the cardholder may have. This means that any other insurance coverage must be used first before the Walmart Mastercard coverage will kick in. Additionally, the coverage is only valid if the rental car is rented using the Walmart Mastercard. It is not valid if the cardholder uses a different form of payment for the rental.
Conclusion
Walmart Mastercard does cover car rental insurance up to the actual cash value of the rental car. However, it's important to understand the coverage provided by the card, as well as any restrictions that may apply. The coverage is only valid if the rental car is rented using the Walmart Mastercard, and any other insurance must be used before the coverage will kick in. Knowing the details of the coverage can help cardholders feel more secure when renting a car.
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