Cheap Car Insurance With DUI: How to Save Money

Overview

Getting a DUI can be an expensive mistake. The court costs, fines, and other associated fees can add up quickly. But the worst part can be the increase in your car insurance rate. A DUI can cause your car insurance premium to increase significantly. Fortunately, there are ways to find cheap car insurance with DUI on your record. This article will provide some tips on how to save money on car insurance after a DUI.

Shop Around

When shopping for car insurance after a DUI, it is important to shop around and compare rates from different companies. There is no one-size-fits-all policy when it comes to car insurance, so it is important to compare different companies to find the best rate for you. Many insurance companies will offer discounts for customers with a clean driving record, so be sure to take advantage of these discounts when shopping for car insurance.

Shop for Discounts

When looking for car insurance after a DUI, it is important to look for discounts that may be available. Many insurance companies offer discounts for customers who take a defensive driving course or install safety features in their cars. These discounts can help offset the cost of a DUI-related rate increase. Additionally, many insurance companies offer discounts for customers who bundle their car insurance with other types of insurance, such as home or renters insurance. These discounts can also help keep your overall insurance costs down.

Raise Your Deductible

Another way to keep your car insurance costs low after a DUI is to raise your deductible. A deductible is the amount of money you have to pay out-of-pocket before your insurance company will pay for a claim. The higher your deductible, the lower your insurance premium. Raising your deductible can help you save money on your car insurance after a DUI.

Look for Low-Mileage Discounts

Many insurance companies offer discounts for drivers who keep their mileage low. Low-mileage discounts are available for drivers who drive fewer miles each year. If you are going to be driving less after a DUI, it may be worth looking into a low-mileage discount. This can help you save money on car insurance after a DUI.

Conclusion

A DUI can be a costly mistake, but there are ways to save money on car insurance after a DUI. Shopping around and comparing rates, looking for discounts, raising your deductible, and taking advantage of low-mileage discounts can help you find cheap car insurance with DUI on your record. By following these tips, you can save money on car insurance after a DUI.