Future Generali Car Insurance Review

Overview of Future Generali Car Insurance

Future Generali Car Insurance is an insurance policy designed to protect car owners from financial losses resulting from accidents, theft or natural disasters. It provides coverage for legal liability towards third parties as well as for any damage to the insured car. It also provides a range of add-on covers to enhance the coverage and to provide additional protection. Future Generali Car Insurance is available in two different variants – Future Generali Comprehensive Car Insurance and Future Generali Third Party Liability Insurance.

Benefits of Future Generali Car Insurance

Future Generali Car Insurance offers a number of benefits to its customers. One of the main benefits of the policy is the 24x7 Roadside Assistance cover. This cover provides assistance to the policyholder in case of a breakdown or any other emergency while on the road. It provides towing services, fuel delivery, battery jump start, flat tire change, etc. It also provides coverage for legal liabilities arising out of death or bodily injury of a third party and damage to third party property.

The policy also provides various add-on covers to enhance the coverage and to provide additional protection. Some of the add-on covers available are Zero Depreciation Cover, Engine Protector Cover, Key Replacement Cover, Consumables Cover, and No Claim Bonus Protector Cover. These covers provide coverage for repairs and replacements without any deduction for depreciation.

Eligibility Criteria for Future Generali Car Insurance

The eligibility criteria for Future Generali Car Insurance are as follows:

• The policyholder must be at least 18 years of age.
• The policyholder must have a valid driving license.
• The policyholder must have a valid registration certificate of the insured car.
• The insured car must have a maximum of 8 years of age at the time of policy purchase.

Documents Required for Future Generali Car Insurance

The following documents are required to purchase Future Generali Car Insurance:

• Registration certificate (RC) of the insured car
• Driving license of the policyholder
• Valid insurance policy of the insured car (in case of renewal)
• Identity proof of the policyholder
• Address proof of the policyholder
• Copy of the FIR (in case of theft or accident)

Premium Rates for Future Generali Car Insurance

The premium rates for Future Generali Car Insurance are calculated on the basis of factors such as the cubic capacity of the engine, the age of the car, the type of coverage, the location of the vehicle, etc. The premium rates for the policy are also affected by discounts such as no claim bonus (NCB) and voluntary deductible. The NCB is a discount given to the policyholder for not making any claims during the policy period. The voluntary deductible is the amount that the policyholder agrees to pay in case of a claim.

How to Buy Future Generali Car Insurance

Future Generali Car Insurance can be purchased online by visiting the official website of the company. The policyholder can also purchase the policy through the Future Generali mobile app. Once the policyholder has filled in the required details and made the payment, the policy will be issued immediately. The policyholder will also receive a policy document in the form of a soft copy through email.

The policyholder can also purchase the policy from any of the Future Generali Insurance branches. The policyholder needs to fill in the required details and make the payment. The policy document will be issued immediately after the payment is made.