Does Insurance Cover Rental Car When Car Is In Shop
Does Insurance Cover Rental Car When Car Is In Shop?
When your car is in a shop for repairs, it can be a major inconvenience. After all, you rely on your car to get you to and from work, take care of errands, and complete other day-to-day tasks. Fortunately, most car insurance policies include rental car coverage that can help you out in these situations. But what exactly does rental car coverage entail, and how does it work?
What is Rental Car Coverage?
Rental car coverage, also known as “rental reimbursement coverage”, is an optional add-on service available with many car insurance policies. This coverage helps to reimburse you for the cost of a rental car while your own car is in the shop for repairs. Generally speaking, a rental car is covered as long as it’s used to replace a vehicle that was damaged in a collision or other covered loss. In other words, if your car was damaged in a car accident, rental car coverage can help to cover the cost of a rental car while your car is being repaired.
How Much Does Rental Car Coverage Cost?
The cost of rental car coverage varies from policy to policy. As an add-on service, rental car coverage usually costs around $30 to $40 per year. However, the cost of the coverage may vary depending on the details of your policy. For example, some policies may cover all of your rental car costs, while others may only cover a portion of the costs.
What Does Rental Car Coverage Include?
Rental car coverage typically includes a few different services. In most cases, rental car coverage will cover the cost of a rental car, minus any deductible that may be required. Additionally, rental car coverage may also cover the cost of any additional insurance that you purchase for the rental car. For example, if you purchase additional liability insurance for the rental car, your policy may cover the cost of this additional coverage.
What Does Rental Car Coverage Exclude?
Rental car coverage does not cover all costs associated with a rental car. Generally speaking, rental car coverage does not cover the cost of fuel, any additional fees charged by the rental car company, or any other costs associated with the rental car. Additionally, most policies do not cover the cost of a rental car if your car is damaged due to normal wear and tear.
When Should You Use Rental Car Coverage?
Rental car coverage can be a useful service to have in certain situations. If your car is damaged in a covered accident and needs to be repaired, rental car coverage can help to cover the cost of a rental car while your car is being repaired. Additionally, rental car coverage can be useful if your car needs to be taken to a shop for maintenance purposes. In these situations, rental car coverage can help to cover the cost of a rental car while your car is being serviced.
Conclusion
Rental car coverage can be a useful service to have if your car is damaged in an accident or needs to be taken to a shop for repairs. This coverage can help to cover the cost of a rental car while your car is being repaired. However, it’s important to note that rental car coverage typically doesn’t cover the cost of fuel, additional fees charged by the rental car company, or any other costs associated with the rental car. Therefore, if you’re considering purchasing rental car coverage, it’s important to understand what is and is not covered.
Auto Insurance Rental Car Coverage References | Qarbit
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