Everything You Need to Know About Costco Card Rental Car Insurance

An Introduction to Costco Card Rental Car Insurance

Are you a Costco member? If so, you may be able to benefit from the perks of having a Costco card, including rental car insurance. Costco offers members a variety of different rental car insurance benefits, depending on which card you have. In this article, we’ll take a look at how Costco members can make the most of their rental car insurance.

What Does Costco Card Rental Car Insurance Cover?

The type of rental car insurance offered by Costco varies depending on the type of card you have. For example, the Costco Anywhere Visa Card by Citi offers rental car insurance for both domestic and international rentals, but only for the primary cardholder. This means that any additional drivers are not covered.

The coverage provided by this card includes collision damage waiver (CDW) and loss damage waiver (LDW). CDW coverage helps to cover the cost of repairing any damage to the rental car that occurred during the rental period, while LDW helps to cover the cost of replacing the rental car if it is stolen or totaled during the rental period.

What Does Costco Card Rental Car Insurance Not Cover?

While the Costco Anywhere Visa Card by Citi offers a variety of rental car insurance benefits, there are some things that it does not cover. This includes liability coverage, personal accident insurance, personal effects coverage, and roadside assistance. Additionally, the card does not cover any damage to personal items that are left in the rental car.

How to Use Costco Card Rental Car Insurance

Using your Costco card rental car insurance is relatively simple. Once you’ve rented your car, you’ll simply need to provide your Costco card number at the time of rental in order to qualify for the insurance coverage. You may also be asked to provide proof of insurance, such as a copy of your credit card statement that shows the card number.

Once you’ve provided your Costco card number, the rental car company will take care of the rest. If you’re ever in an accident or have any other issue with the rental car, you’ll be able to contact the rental car company directly to file a claim and get the coverage you need.

The Benefits of Costco Card Rental Car Insurance

One of the major benefits of having a Costco card is the rental car insurance that it offers. While it’s important to note that the coverage is limited, it can still be a great benefit for Costco members who rent cars regularly. Additionally, the easy-to-use process makes it simple to take advantage of the coverage when you need it.

Conclusion

For Costco members, having a Costco card can be a great way to save money on rental car insurance. The type of coverage offered by the card varies depending on the type of card you have, but it typically includes coverage for collision and loss damage. Additionally, the easy-to-use process for using the coverage makes it simple to take advantage of the benefits.