Arogya Sanjeevani Policy Sbi General Insurance

SBI General Insurance Launches Arogya Sanjeevani Policy

What is Arogya Sanjeevani Policy?

Arogya Sanjeevani Policy is a health insurance policy launched by the Insurance Regulatory and Development Authority of India (IRDAI). This policy is aimed at providing coverage against all health-related expenses, including hospitalization and post-hospitalization costs. It is a standard health insurance policy that provides a sum insured of Rs. 1 lakh to Rs. 5 lakhs. SBI General Insurance has launched this policy to make it easier for customers to avail health insurance coverage in India. The policy covers pre and post hospitalization expenses, day-care procedures, and ambulance charges.

Benefits of Arogya Sanjeevani Policy

The Arogya Sanjeevani Policy offers a range of benefits to its policyholders. Firstly, it provides coverage for hospitalization expenses. This includes expenses related to medical tests, doctor’s fees, room rent, and medicines. Secondly, it also covers pre and post hospitalization expenses. This includes costs related to diagnostic tests, doctor’s fees, and medicines. Thirdly, the policy also provides coverage for day-care procedures. This includes expenses related to treatments that do not require hospitalization.

The policy also provides coverage for ambulance charges. This includes expenses related to the transfer of the insured person to a hospital in case of an emergency. In addition, the policy also covers domiciliary hospitalization expenses. This includes expenses related to medical treatment taken at home. Last but not least, the policy also provides coverage for pre-existing diseases after two continuous years of renewals.

Features of Arogya Sanjeevani Policy

The Arogya Sanjeevani Policy comes with a range of features. Firstly, the policy offers a wide range of sum insured options. This starts from Rs. 1 lakh and goes up to Rs. 5 lakhs. Secondly, the policy allows for the portability of the policy. This allows you to transfer your existing policy to SBI General Insurance. Thirdly, the policy also offers lifelong renewability. This allows you to renew your policy for as long as you want.

The policy also offers no-claim bonus. This allows you to get a bonus if you do not make any claims in the policy year. In addition, the policy also offers a grace period of 30 days. This allows you to make a late payment without any extra charges. Last but not least, the policy also offers cashless treatment at network hospitals. This allows you to get medical treatment without having to worry about making payments at the time of treatment.

Conclusion

The Arogya Sanjeevani Policy from SBI General Insurance is a great way to get health insurance coverage. It provides a wide range of benefits and features that make it an attractive option for customers. The policy provides coverage for hospitalization, pre and post hospitalization, day-care procedures, ambulance charges, and pre-existing diseases. In addition, it also offers portability, lifelong renewability, no-claim bonus, grace period, and cashless treatment at network hospitals. If you are looking for a health insurance policy, the Arogya Sanjeevani Policy from SBI General Insurance is a great option.